56 firms, 593 plans, ranked November 2026. Instant funding skips the evaluation: you pay more up front and trade a funded account from day one, usually with tighter drawdown and a lower split at first.
As of November 12, 2026, 56 of the 86 prop firms PropTested tracks qualify. The best value is FundedNext Labs Instant FNL-004 ($50K) at $149.99 to start, an estimated $354 until funded. It suits traders who already have a tested edge and want to skip the test. The trade-off is a higher price and stricter terms, so compare the drawdown and split, not only the speed.
| # | Firm and plan | Size | To start | Cost to funded | Target | Max loss | Drawdown | Daily loss | Consistency | Split |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | FundedNext Labs Instant FNL-004 | $50K | $149.99 | $354 | n/a | $2,000 | Trailing balance | None | None | 80% |
| 2 | Top One Futures IGNITE Instant Funding | $150K | $319.60 | $770 | n/a | $6,000 | End of day | $3,000 | n/a | 90% |
| 3 | Funded Futures Family S2F Payday | $50K | $70 | $169 | n/a | $2,000 | End of day | $1,000 | n/a | 90% |
| 4 | FundingPips Zero | $100K | $355.20 | $905 | n/a | $5,000 | Intraday | $3,000 | None | 95% |
| 5 | RZR Funded Instant24 | $5K | $11.05 | $26 | n/a | $150 | Trailing balance | $100 | n/a | 80% |
| 6 | Wall Street Funded Instant Pro | $100K | $299.40 | $748 | n/a | $5,000 | Trailing balance | $3,000 | n/a | 80% |
| 7 | Alpha Futures Direct | $150K | $429.50 | $1,019 | n/a | $4,500 | End of day | $3,000 | n/a | 90% |
| 8 | FundedNext Futures Direct | $50K | $169.99 | $410 | n/a | $2,000 | End of day | $1,000 | n/a | 90% |
| 9 | Tradeify Lightning Funded | $150K | $557.20 | $1,303 | n/a | $5,250 | End of day | $3,000 | n/a | 90% |
| 10 | Alpha Capital Alpha Direct | $200K | $538.20 | $1,371 | n/a | $10,000 | Intraday | $6,000 | n/a | 90% |
| 11 | Ylos Trading Instant Funding | $300K | $999 | $2,613 | n/a | $7,500 | Intraday | n/a | n/a | 90% |
| 12 | Orion Funded Orion Zero | $100K | $575 | $1,159 | n/a | $6,000 | Static | $3,000 | n/a | 80% |
| 13 | Blue Guardian Instant Starter | $5K | $11 | $27 | $0 | $250 | Trailing balance | $150 | n/a | 90% |
| 14 | DayTraders.com S2F (Straight to Funded) | $150K | $495 | $1,175 | n/a | $6,000 | End of day | $3,750 | n/a | 100% |
| 15 | Lucid Trading LucidDirect | $150K | $585.20 | $1,462 | n/a | $5,000 | End of day | $3,000 | n/a | 90% |
| 16 | FXIFY Instant Funding Lite | $50K | $289 | $712 | n/a | $2,000 | Trailing balance | $1,500 | n/a | 80% |
| 17 | Goat Funded Trader Instant HERO | $5K | $17 | $42 | $0 | $250 | Trailing balance | $150 | n/a | 90% |
| 18 | Top One Trader Instant Prime | $50K | $123 | $296 | $0 | $2,500 | Trailing balance | $1,250 | n/a | 80% |
| 19 | Hola Prime Direct | $100K | $755.40 | $1,833 | $0 | $7,000 | End of day | $3,000 | n/a | 90% |
| 20 | AquaFunded Instant Funding Standard | $300K | $1,086 | $2,563 | $0 | $9,000 | Trailing balance | None | n/a | 100% |
| 21 | Maven Instant | $20K | $62 | $169 | n/a | $600 | Intraday | $400 | n/a | 80% |
| 22 | Moneta Funded Instant Funding | $100K | $665 | $1,661 | n/a | $5,000 | Trailing balance | $3,000 | n/a | 88% |
| 23 | Bulenox Fast Track | $150K | $788 | $1,968 | n/a | $5,500 | End of day | $3,300 | n/a | 90% |
| 24 | FuturesElite INSTANT | $150K | $369.85 | $873 | n/a | $4,500 | End of day | None | n/a | 80% |
| 25 | Traderscale Instant Funding | $400K | $1,099.45 | $2,932 | n/a | $24,000 | Intraday | $12,000 | n/a | 90% |
| 26 | Funded Trader Markets Instant Pro | $25K | $79 | $190 | n/a | $750 | Trailing balance | $750 | n/a | 80% |
| 27 | TX3 Funding Instant Pro | $50K | $150 | $351 | n/a | $2,500 | Trailing balance | $1,000 | n/a | 50% |
| 28 | Alpha Funded Instant Funding Standard | $300K | $1,080 | $2,698 | n/a | $15,000 | Trailing balance | $9,000 | n/a | 90% |
| 29 | Tradeify FX Direct | $100K | $599.40 | $1,444 | n/a | $6,000 | Trailing balance | $3,000 | n/a | 80% |
| 30 | Atmos Funded Instant Funding | $100K | $656.79 | $1,641 | n/a | $5,000 | Trailing balance | $3,000 | n/a | 90% |
| 31 | Instant Funding IF Micro PRO | $300K | $1,659 | $3,244 | $0 | $18,000 | Static | $12,000 | n/a | 80% |
| 32 | Goat Funded Futures Instant Lite | $100K | $332.10 | $788 | n/a | $3,000 | End of day | $2,000 | n/a | 90% |
| 33 | For Traders Instant | $100K | $439 | $1,097 | $0 | $5,000 | Trailing balance | $3,000 | n/a | 70% |
| 34 | Finotive Futures Instant | $150K | $624.50 | $1,614 | n/a | $5,000 | Intraday | $3,750 | n/a | 90% |
| 35 | Vest Markets Instant Account | $0.5K | $10 | $20 | n/a | $10 | Static | None | None | 95% |
| 36 | FTMO FTMO Instant Account | $5K | $188.05 converted from EUR 169 | $459 | n/a | $500 | Trailing balance | $150 | None | 90% |
| 37 | Nordic Funder Instant Funding Instant Funding Lite | $100K | $1,150 | $2,246 | n/a | $3,000 | Static | $1,000 | n/a | 90% |
| 38 | Alpha Funded Futures Zero Instant Flex | $150K | $599 | $1,496 | n/a | $7,500 | End of day | $4,500 | n/a | 90% |
| 39 | Savius Instant Funded Raptor | $300K | $999 | $2,725 | n/a | $12,000 | Intraday | $4,000 | n/a | 90% |
| 40 | City Traders Imperium Instant Funding | $80K | $1,599 | $3,166 | n/a | $2,400 | Static | None | n/a | 70% |
Dollar prices that show a euro amount are converted from EUR at 1.1127, the ECB reference rate of November 11, 2026. The firm charges in EUR.
One row per firm: the plan that scored best for this list. Prices and rules read on each firm's own pages, latest check November 12, 2026. Sizes in this list: $0.5K, $0.625K, $1K, $1.25K, $2K, $2.5K, $3K, $3.5K, $5K, $6K, $7.5K, $10K, $15K, $20K, $25K, $40K, $50K, $75K, $80K, $100K, $120K, $150K, $200K, $250K, $300K, $400K, $500K. How the score works.
Vest Markets Instant Account at $10 for a $0.5K account, checked November 12, 2026. Cheapest to start is not cheapest to get funded: the table's "cost to funded" column counts resets and fees against the simulated pass rate.
Top One Futures, with 4.8 of 5 from 5,285 reviews, among firms with at least 100 reviews.
An evaluation is a test you pay for. 1-step has one target, 2-step has two in a row, and instant skips the test, usually for a higher price and tighter terms. Read the full explainer: 1-step, 2-step and instant accounts.
Each plan is scored out of 100 the same way whichever firm sells it: 45% cost until funded (the plan's own rules simulated 3,000 times for a trader with no edge), 35% the firm's record and 20% payout terms. Commission never enters the score. The method is published on the methodology page.
Explainer: 1-step, 2-step and instant accounts. Filter every plan yourself on the plan comparison, or put two firms side by side on compare.