16 firms, 147 plans, ranked November 2026. These plans have no daily loss limit: only the overall max drawdown can end the account, so a bad morning does not lock you out for the day.
As of November 12, 2026, 16 of the 86 prop firms PropTested tracks qualify. The best value is FundedNext Labs Instant FNL-004 ($50K) at $149.99 to start, an estimated $354 until funded. A daily limit is the rule traders break most often. Without it you trade the max drawdown alone, which is simpler but gives you no daily backstop.
| # | Firm and plan | Size | To start | Cost to funded | Target | Max loss | Drawdown | Daily loss | Consistency | Split |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | FundedNext Labs Instant FNL-004 | $50K | $149.99 | $354 | n/a | $2,000 | Trailing balance | None | None | 80% |
| 2 | The5ers Bootcamp | $20K | $72 | $99 | $300 | $250 | Static | None | n/a | 50% |
| 3 | Moneta Funded Sprint Challenge | $10K | $30 | $92 | $60 | $30 | Static | None | None | 100% |
| 4 | Atmos Funded 1-Step Nova | $50K | $350 | $354 | $2,500 | $4,000 | Trailing balance | None | None | 80% |
| 5 | Top One Trader Nova Challenge | $50K | $282 | $290 | $2,500 | $3,000 | Trailing balance | None | None | 90% |
| 6 | Lark Funding 3-Step | $100K | $370 | $1,303 | $5,000 | $5,000 | Static | None | None | 80% |
| 7 | Tradeify FX 1-Step Daily | $100K | $257.40 | $1,141 | $10,000 | $5,000 | Trailing balance | None | 40% | 80% |
| 8 | City Traders Imperium 1-Step Challenge | $100K | $449 | $1,680 | $8,000 | $5,000 | Trailing balance | None | None | 80% |
| 9 | Goat Funded Trader Pay Later | $100K | $603 | $606 | $3,000 | $8,000 | Intraday | None | None | n/a |
| 10 | Instant Funding IF Evolve | $50K | $99 | $354 | $3,000 | $2,000 | End of day | None | 40% | 80% |
| 11 | Wall Street Funded Wall Street Elite | $100K | $377.40 | $1,515 | $6,000 | $6,000 | Static | None | n/a | 80% |
| 12 | AquaFunded Instant Funding Standard | $300K | $1,086 | $2,563 | $0 | $9,000 | Trailing balance | None | n/a | 100% |
| 13 | Maven Prediction Markets One-Step Essential | $100K | $540 | $2,318 | $9,000 | $5,000 | Intraday | None | None | 70% |
| 14 | The Trading Pit Instant Earning Account | $100K | $1,602.29 converted from EUR 1,440 | $3,782 | $0 | $6,000 | Trailing balance | None | n/a | 80% |
| 15 | Blueberry Funded Instant Elite | $2.5K | $100 | $236 | $0 | $250 | Trailing balance | None | n/a | 80% |
| 16 | For Traders Instant Pro | $15K | $373.15 | $881 | $0 | $900 | Trailing balance | None | n/a | 60% |
Dollar prices that show a euro amount are converted from EUR at 1.1127, the ECB reference rate of November 11, 2026. The firm charges in EUR.
One row per firm: the plan that scored best for this list. Prices and rules read on each firm's own pages, latest check November 12, 2026. Sizes in this list: $0.625K, $1K, $1.25K, $2K, $2.5K, $3K, $5K, $6K, $10K, $15K, $20K, $25K, $40K, $50K, $80K, $100K, $120K, $200K, $250K, $300K. How the score works.
Moneta Funded Sprint Challenge at $30 for a $10K account, checked November 12, 2026. Cheapest to start is not cheapest to get funded: the table's "cost to funded" column counts resets and fees against the simulated pass rate.
The5ers, with 4.7 of 5 from 40,936 reviews, among firms with at least 100 reviews.
A daily loss limit caps how much you may lose in one trading day. Depending on the firm, breaking it either stops you for the day or closes the account. Read the full explainer: What is a daily loss limit (DLL)?.
Each plan is scored out of 100 the same way whichever firm sells it: 45% cost until funded (the plan's own rules simulated 3,000 times for a trader with no edge), 35% the firm's record and 20% payout terms. Commission never enters the score. The method is published on the methodology page.
Explainer: What is a daily loss limit (DLL)?. Filter every plan yourself on the plan comparison, or put two firms side by side on compare.