Topstep

Futures

Go to Topstep

Topstep is a futures prop firm. As of October 31, 2026, PropTested reads 2 plans on its site, from $85 per month, with a profit split of up to 90%. Drawdown is end of day and some plans have no daily loss limit. The first payout can be requested after 3 days. Trustpilot shows 3.7 of 5 from 15,022 reviews.

From
$85 per month
Trustpilot
3.7 15,022 reviews
Plans
2
Largest account
$150K
Offer now
None
Without daily loss
12 setups
Checked

2 plans at Topstep

PlanTypeSizesFromDrawdownDaily lossConsistencySplit
Trading Combine, No Activation Fee4 setups1-stepFutures, monthly$50K, $100K, $150K$85$50K, normally $95End of dayOptional55%funded None or 40%90%
Trading Combine, Standard4 setups1-stepFutures, monthly$50K, $100K, $150K$198$50KEnd of dayOptional55%funded None or 40%90%

Every price by account size, with activation and reset fees: Topstep pricing.

Every plan in detail

Trading Combine, Standard

1-step, paid monthly, 4 setups

Firm's page
Setup
SizePriceActivationTargetMax lossDaily lossDrawdownConsistencySplitMin daysContracts
$50K
$49per month
$149$3,000$2,000NoneEnd of day55%funded: None90%25 minis / 50 microsBuy
$100K
$99per month
$149$6,000$3,000NoneEnd of day55%funded: None90%210 minis / 100 microsBuy
$150K
$199per month
$149$9,000$4,500NoneEnd of day55%funded: None90%215 minis / 150 microsBuy

Trading Combine, No Activation Fee

1-step, paid monthly, 4 setups

Firm's page
Setup
SizePriceActivationTargetMax lossDaily lossDrawdownConsistencySplitMin daysContracts
$50K
$85per month
11% off
None$3,000$2,000$1,000End of day55%funded: None90%25 minis / 50 microsBuy
$100K
$129per month
13% off
None$6,000$3,000$2,000End of day55%funded: None90%210 minis / 100 microsBuy
$150K
$199per month
13% off
None$9,000$4,500$3,000End of day55%funded: None90%215 minis / 150 microsBuy

Current offers

Bonus

Lower monthly price when a Daily Loss Limit is added to a No Activation Fee Combine: $10, $20 or $30 off by size

No Activation Fee Trading Combines 50K, 100K, 150K; recurs monthly
$85$95$50K Trading Combine, No Activation Fee, first monthYou save $10
No end date givenGet offer
Bonus

Double per-request payout caps when a Daily Loss Limit is added at Combine checkout

New Trading Combine purchases on both paths
$85$95$50K Trading Combine, No Activation Fee, first monthYou save $10
No end date givenGet offer

Verification, conditions and the price with and without the offer: Topstep discount codes.

What you may do

  • News tradingLimitedAllowed, except purposely trading full maximum position size into a scheduled major news event.
  • Algos and EAsLimitedAutomated strategies allowed at own risk; sim-fill scalping algorithms and unfair technology prohibited.
  • Copy tradingLimitedTrade copier available on Combine and Express accounts, not on Live; coordinated trading with others prohibited.
  • Overnight holdingNot allowedAll positions closed by 3:10 PM CT.
  • Weekend holdingNot allowedFlat by the Friday close.
  • ScalingYesScaling Plan sets contract limit by balance in the Express Funded Account.

Source: help.topstep.com, checked 2026-10-31.

Loss limits, consistency and minimum days per plan, with the change log: Topstep rules.

Getting paid

  • Payout cycle: XFA: after 5 winning days or 3 traded days by chosen path; Live: daily after 30 winning days.
  • First payout: after 3 days.
  • Minimum payout: $125.
  • Paid by Prop-to-Brokerage, Aeropay (US), Wise (China, Canada, UK), ACH ($30 fee), Wire/SWIFT ($30 fee).

Source: help.topstep.com, checked 2026-10-31.

Split, cycle, minimum and buffer per plan: Topstep payout rules.

Platforms

TopstepX

Not available in

Afghanistan, Algeria, Angola, Belarus, Burkina Faso, Burma/Myanmar, Burundi, Côte d'Ivoire, Crimea (incl. Donetsk, Luhansk, Kherson, Zaporizhzhia), Cuba, Democratic Republic of the Congo, Haiti, Iran, Iraq, Kenya, Kosovo, Lebanon, Libya, Mali, Morocco, Nicaragua, Nigeria, North Korea, Pakistan, Russia, Somalia, South Sudan, Sudan & Darfur, Syria, Turkey, Ukraine, Venezuela, Yemen

What Topstep says about pass rates

Topstep says 16.8% of Trading Combines started were completed in 2025, counted per attempt.

FigurePeriodCounted perSource
16.8% of all Trading Combines initiated that were successfully completed2025attempttopstep.com, read 2026-11-05
51.8% of individual participants who advanced to Funded Level in at least one Combine2025persontopstep.com, read 2026-11-05
33.3% of individual participants at the Funded Level who received a payout2025persontopstep.com, read 2026-11-05
0.71% of Express Funded participants called up to Live Funded Account2025persontopstep.com, read 2026-11-05
12.4% of all Trading Combines initiated that were successfully completed2024attempttopstep.com (archive), archived 2025-06-01
46.6% of individual participants who advanced to Funded Level2024persontopstep.com (archive), archived 2025-06-01
28.3% of individual participants at the Funded Level who received a payout2024persontopstep.com (archive), archived 2025-06-01
0.96% of Express Funded participants called up to Live Funded Account2024persontopstep.com (archive), archived 2025-06-01

The odds PropTested shows on this page are simulated for one trader with no edge under each plan's rules, the same trader at every firm, and they are not this figure. Firms count per attempt, per person or per subscription, so their figures do not compare with each other either. How the published rates relate to the simulation.

Questions about Topstep

Does Topstep actually pay out?

Payouts run xFA: after 5 winning days or 3 traded days by chosen path; Live: daily after 30 winning days, the first after 3 days, per the firm's own payout page checked October 31, 2026.

Is Topstep a monthly fee or a one-time payment?

Topstep bills its plans monthly until you pass; the subscription keeps running during the evaluation.

How much is a $50K Topstep account?

The cheapest $50K plan at Topstep is Trading Combine, No Activation Fee at $85 per month, checked October 31, 2026. The list price is $95; the current offer brings it to $85.

How much is a $100K Topstep account?

The cheapest $100K plan at Topstep is Trading Combine, No Activation Fee at $129 per month, checked October 31, 2026. The list price is $149; the current offer brings it to $129.

What is the Topstep consistency rule?

Topstep applies a consistency rule of 55% in the evaluation and None to 40% on the funded account, as of October 31, 2026.

What drawdown does Topstep use?

Topstep uses end of day drawdown; 12 of its 24 setups have no daily loss limit. Each plan's exact dollar amounts are in the plan table above.

What is the Topstep pass rate?

Topstep says 16.8% of Trading Combines started were completed in 2025, counted per attempt. The odds PropTested shows for Topstep are simulated for one trader with no edge under each plan's rules and are not this figure.

Does Topstep allow news trading?

With limits, as of October 31, 2026. Allowed, except purposely trading full maximum position size into a scheduled major news event.

Does Topstep allow EAs and algos?

With limits, as of October 31, 2026. Automated strategies allowed at own risk; sim-fill scalping algorithms and unfair technology prohibited.

Does Topstep allow copy trading?

With limits, as of October 31, 2026. Trade copier available on Combine and Express accounts, not on Live; coordinated trading with others prohibited.

Does Topstep allow weekend holding?

No, as of October 31, 2026. Flat by the Friday close.

Is Topstep available in the United States?

Yes. The United States is not on Topstep's published list of restricted countries, as read on October 31, 2026. The firm restricts 33 countries in total.

Work at Topstep, or spotted a figure that is off? and we check it within one business day. How corrections work is on the methodology page.

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