What is the cheapest Topstep account?
Trading Combine, No Activation Fee at $50K for $85 per month, checked October 31, 2026.
2 plans, 24 setups, 3 account sizes. Every price read on Topstep's own pages on October 31, 2026.
As of October 31, 2026, Topstep plans start at $85 per month (Trading Combine, No Activation Fee, $50K). 6 setups are discounted right now. 12 setups add an activation fee when you pass; the "to start" column below includes it. 24 setups bill monthly until you pass.
| Plan | Setup | Type | List price | Price now | Activation | Reset | To start | Billing | Drawdown | Split |
|---|---|---|---|---|---|---|---|---|---|---|
| Trading Combine, No Activation Fee | No Activation Fee path, with DLL, XFA Standard payouts | 1-step | $95 | $85 | None | $95 | $85 | per month | End of day | 90% |
| Trading Combine, No Activation Fee | No Activation Fee path, with DLL, XFA Consistency payouts | 1-step | $95 | $85 | None | $95 | $85 | per month | End of day | 90% |
| Trading Combine, No Activation Fee | No Activation Fee path, no DLL, XFA Standard payouts | 1-step | $95 | same | None | $95 | $95 | per month | End of day | 90% |
| Trading Combine, No Activation Fee | No Activation Fee path, no DLL, XFA Consistency payouts | 1-step | $95 | same | None | $95 | $95 | per month | End of day | 90% |
| Trading Combine, Standard | Standard path, no DLL, XFA Standard payouts | 1-step | $49 | same | $149 | $49 | $198 | per month | End of day | 90% |
| Trading Combine, Standard | Standard path, no DLL, XFA Consistency payouts | 1-step | $49 | same | $149 | $49 | $198 | per month | End of day | 90% |
| Trading Combine, Standard | Standard path, with DLL, XFA Standard payouts | 1-step | $49 | same | $149 | $49 | $198 | per month | End of day | 90% |
| Trading Combine, Standard | Standard path, with DLL, XFA Consistency payouts | 1-step | $49 | same | $149 | $49 | $198 | per month | End of day | 90% |
| Plan | Setup | Type | List price | Price now | Activation | Reset | To start | Billing | Drawdown | Split |
|---|---|---|---|---|---|---|---|---|---|---|
| Trading Combine, No Activation Fee | No Activation Fee path, with DLL, XFA Standard payouts | 1-step | $149 | $129 | None | $149 | $129 | per month | End of day | 90% |
| Trading Combine, No Activation Fee | No Activation Fee path, with DLL, XFA Consistency payouts | 1-step | $149 | $129 | None | $149 | $129 | per month | End of day | 90% |
| Trading Combine, No Activation Fee | No Activation Fee path, no DLL, XFA Standard payouts | 1-step | $149 | same | None | $149 | $149 | per month | End of day | 90% |
| Trading Combine, No Activation Fee | No Activation Fee path, no DLL, XFA Consistency payouts | 1-step | $149 | same | None | $149 | $149 | per month | End of day | 90% |
| Trading Combine, Standard | Standard path, no DLL, XFA Standard payouts | 1-step | $99 | same | $149 | $99 | $248 | per month | End of day | 90% |
| Trading Combine, Standard | Standard path, no DLL, XFA Consistency payouts | 1-step | $99 | same | $149 | $99 | $248 | per month | End of day | 90% |
| Trading Combine, Standard | Standard path, with DLL, XFA Standard payouts | 1-step | $99 | same | $149 | $99 | $248 | per month | End of day | 90% |
| Trading Combine, Standard | Standard path, with DLL, XFA Consistency payouts | 1-step | $99 | same | $149 | $99 | $248 | per month | End of day | 90% |
| Plan | Setup | Type | List price | Price now | Activation | Reset | To start | Billing | Drawdown | Split |
|---|---|---|---|---|---|---|---|---|---|---|
| Trading Combine, No Activation Fee | No Activation Fee path, with DLL, XFA Standard payouts | 1-step | $229 | $199 | None | $229 | $199 | per month | End of day | 90% |
| Trading Combine, No Activation Fee | No Activation Fee path, with DLL, XFA Consistency payouts | 1-step | $229 | $199 | None | $229 | $199 | per month | End of day | 90% |
| Trading Combine, No Activation Fee | No Activation Fee path, no DLL, XFA Standard payouts | 1-step | $229 | same | None | $229 | $229 | per month | End of day | 90% |
| Trading Combine, No Activation Fee | No Activation Fee path, no DLL, XFA Consistency payouts | 1-step | $229 | same | None | $229 | $229 | per month | End of day | 90% |
| Trading Combine, Standard | Standard path, no DLL, XFA Standard payouts | 1-step | $199 | same | $149 | $199 | $348 | per month | End of day | 90% |
| Trading Combine, Standard | Standard path, no DLL, XFA Consistency payouts | 1-step | $199 | same | $149 | $199 | $348 | per month | End of day | 90% |
| Trading Combine, Standard | Standard path, with DLL, XFA Standard payouts | 1-step | $199 | same | $149 | $199 | $348 | per month | End of day | 90% |
| Trading Combine, Standard | Standard path, with DLL, XFA Consistency payouts | 1-step | $199 | same | $149 | $199 | $348 | per month | End of day | 90% |
Source: topstep.com, checked 2026-10-31.
Trading Combine, No Activation Fee at $50K for $85 per month, checked October 31, 2026.
$85 per month for the Trading Combine, No Activation Fee plan (list $95, 11% off right now), as of October 31, 2026.
$129 per month for the Trading Combine, No Activation Fee plan (list $149, 13% off right now), as of October 31, 2026.
$199 per month for the Trading Combine, No Activation Fee plan (list $229, 13% off right now), as of October 31, 2026.
Yes, $149 on 12 of 24 setups, due when you pass and before the funded account opens, as of October 31, 2026. The table shows it per plan and the "to start" column adds it in.
24 of 24 setups are monthly subscriptions that keep billing until you pass; the rest are paid once.
Yes: 6 of 24 setups show an offer price below list as of October 31, 2026, the biggest 13% off. See the offers page for conditions and end dates.
Compare Topstep with other firms on the plan comparison, or work out the full cost including resets on the real cost calculator.