Does Topstep actually pay out?
Payouts run xFA: after 5 winning days or 3 traded days by chosen path; Live: daily after 30 winning days, the first after 3 days, per the firm's own payout page checked October 31, 2026.
Topstep payout rules
Split, cycle, minimum, caps and buffer per plan, read on Topstep's own pages on October 31, 2026.
As of October 31, 2026, Topstep states a profit split of up to 90% on its own pages. Payout cycle: XFA: after 5 winning days or 3 traded days by chosen path; Live: daily after 30 winning days. First payout: after 3 days. Minimum payout: $125. Paid by Prop-to-Brokerage, Aeropay (US), Wise (China, Canada, UK), ACH ($30 fee), Wire/SWIFT ($30 fee).
Payout terms per plan
| Size | Setup | Split | Payouts | First payout | Minimum | Maximum per payout | Buffer (× max loss) |
|---|---|---|---|---|---|---|---|
| $50K | Standard path, no DLL, XFA Standard payouts | 90% Request up to 50% of balance. 5 winning days of $150+. | After 5 winning days | 5 days | $125 | $2,000 | 1.50 |
| $100K | Standard path, no DLL, XFA Standard payouts | 90% Request up to 50% of balance. 5 winning days of $150+. | After 5 winning days | 5 days | $125 | $3,000 | 2.00 |
| $150K | Standard path, no DLL, XFA Standard payouts | 90% Request up to 50% of balance. 5 winning days of $150+. | After 5 winning days | 5 days | $125 | $5,000 | 2.00 |
| $50K | Standard path, no DLL, XFA Consistency payouts | 90% Request up to 50% of balance. 3 traded days at the 40% consistency target. | After 3 traded days | 3 days | $125 | $3,000 | 1.50 |
| $100K | Standard path, no DLL, XFA Consistency payouts | 90% Request up to 50% of balance. 3 traded days at the 40% consistency target. | After 3 traded days | 3 days | $125 | $4,000 | 2.00 |
| $150K | Standard path, no DLL, XFA Consistency payouts | 90% Request up to 50% of balance. 3 traded days at the 40% consistency target. | After 3 traded days | 3 days | $125 | $6,000 | 2.00 |
| $50K | Standard path, with DLL, XFA Standard payouts | 90% Request up to 50% of balance. Payout cap doubled by the limited-time DLL offer. 5 winning days of $150+. | After 5 winning days | 5 days | $125 | $4,000 | 1.50 |
| $100K | Standard path, with DLL, XFA Standard payouts | 90% Request up to 50% of balance. Payout cap doubled by the limited-time DLL offer. 5 winning days of $150+. | After 5 winning days | 5 days | $125 | $6,000 | 2.00 |
| $150K | Standard path, with DLL, XFA Standard payouts | 90% Request up to 50% of balance. Payout cap doubled by the limited-time DLL offer. 5 winning days of $150+. | After 5 winning days | 5 days | $125 | $10,000 | 2.00 |
| $50K | Standard path, with DLL, XFA Consistency payouts | 90% Request up to 50% of balance. Payout cap doubled by the limited-time DLL offer. 3 traded days at the 40% consistency target. | After 3 traded days | 3 days | $125 | $6,000 | 1.50 |
| $100K | Standard path, with DLL, XFA Consistency payouts | 90% Request up to 50% of balance. Payout cap doubled by the limited-time DLL offer. 3 traded days at the 40% consistency target. | After 3 traded days | 3 days | $125 | $8,000 | 2.00 |
| $150K | Standard path, with DLL, XFA Consistency payouts | 90% Request up to 50% of balance. Payout cap doubled by the limited-time DLL offer. 3 traded days at the 40% consistency target. | After 3 traded days | 3 days | $125 | $12,000 | 2.00 |
| Size | Setup | Split | Payouts | First payout | Minimum | Maximum per payout | Buffer (× max loss) |
|---|---|---|---|---|---|---|---|
| $50K | No Activation Fee path, no DLL, XFA Standard payouts | 90% Request up to 50% of balance. 5 winning days of $150+. | After 5 winning days | 5 days | $125 | $2,000 | 1.50 |
| $100K | No Activation Fee path, no DLL, XFA Standard payouts | 90% Request up to 50% of balance. 5 winning days of $150+. | After 5 winning days | 5 days | $125 | $3,000 | 2.00 |
| $150K | No Activation Fee path, no DLL, XFA Standard payouts | 90% Request up to 50% of balance. 5 winning days of $150+. | After 5 winning days | 5 days | $125 | $5,000 | 2.00 |
| $50K | No Activation Fee path, no DLL, XFA Consistency payouts | 90% Request up to 50% of balance. 3 traded days at the 40% consistency target. | After 3 traded days | 3 days | $125 | $3,000 | 1.50 |
| $100K | No Activation Fee path, no DLL, XFA Consistency payouts | 90% Request up to 50% of balance. 3 traded days at the 40% consistency target. | After 3 traded days | 3 days | $125 | $4,000 | 2.00 |
| $150K | No Activation Fee path, no DLL, XFA Consistency payouts | 90% Request up to 50% of balance. 3 traded days at the 40% consistency target. | After 3 traded days | 3 days | $125 | $6,000 | 2.00 |
| $50K | No Activation Fee path, with DLL, XFA Standard payouts | 90% Request up to 50% of balance. Payout cap doubled by the limited-time DLL offer. 5 winning days of $150+. | After 5 winning days | 5 days | $125 | $4,000 | 1.50 |
| $100K | No Activation Fee path, with DLL, XFA Standard payouts | 90% Request up to 50% of balance. Payout cap doubled by the limited-time DLL offer. 5 winning days of $150+. | After 5 winning days | 5 days | $125 | $6,000 | 2.00 |
| $150K | No Activation Fee path, with DLL, XFA Standard payouts | 90% Request up to 50% of balance. Payout cap doubled by the limited-time DLL offer. 5 winning days of $150+. | After 5 winning days | 5 days | $125 | $10,000 | 2.00 |
| $50K | No Activation Fee path, with DLL, XFA Consistency payouts | 90% Request up to 50% of balance. Payout cap doubled by the limited-time DLL offer. 3 traded days at the 40% consistency target. | After 3 traded days | 3 days | $125 | $6,000 | 1.50 |
| $100K | No Activation Fee path, with DLL, XFA Consistency payouts | 90% Request up to 50% of balance. Payout cap doubled by the limited-time DLL offer. 3 traded days at the 40% consistency target. | After 3 traded days | 3 days | $125 | $8,000 | 2.00 |
| $150K | No Activation Fee path, with DLL, XFA Consistency payouts | 90% Request up to 50% of balance. Payout cap doubled by the limited-time DLL offer. 3 traded days at the 40% consistency target. | After 3 traded days | 3 days | $125 | $12,000 | 2.00 |
Source: help.topstep.com, checked 2026-10-31.
Payout proof
Topstep does not pay on a public blockchain PropTested reads, or its payout addresses are not yet attributed, so there is no on-chain record for it here. Absent does not mean unpaid: firms that pay by bank, card or other rails leave no public trail. Firms with a visible record are on the payout tracker.
Questions about Topstep payouts
What is the Topstep consistency rule?
Topstep applies a consistency rule of 55% in the evaluation and None to 40% on the funded account, as of October 31, 2026.
Topstep appears in these lists
How splits, buffers and caps work: profit split and payouts explained. Compare payout terms across firms in the payout terms table.