In Topstep vs Apex vs My Funded Futures vs Tradeify vs Lucid, Apex Trader Funding comes out best overall on its $50K Intraday Trail Standard plan, and Apex Trader Funding is the cheapest to get funded at about $193. Topstep costs the most of the five, about $372. Every number below is from our check on November 12, 2026.
Quick verdict
- Best overall, cheapest to get funded and most room for the money
Apex Trader FundingIntraday Trail Standard, $50KHighest PropTested score of the five, 91 of 100$25 + $99about $193 real cost - Best overall
Lucid TradingLucidDaily, $50KHighest PropTested score of the five, 91 of 100$66about $258 real cost - Earliest first payout and best rated by traders
My Funded FuturesBuilder, $50KAfter 2 days$92about $312 real cost - Most paid out on chain
TradeifyGrowth, $50K$444M in payouts we can see on the blockchain$87about $307 real cost - No daily loss limit
TopstepTrading Combine, Standard, $50KThe only one of the five without a daily loss limit$49 a month + $149about $372 real cost
Side by side
Each column is the firm's best $50K plan on our ranking. Green marks the better number where the line separates the firms.
| Apex Trader FundingIntraday Trail Standard | Lucid TradingLucidDaily | My Funded FuturesBuilder | TradeifyGrowth | TopstepTrading Combine, Standard | |
|---|---|---|---|---|---|
| Price | $25 + $99 | $66 | $92 | $87 | $49 a month + $149 |
| Real cost to get funded | $193 | $258 | $312 | $307 | $372 |
| Profit target | $3,000 | $3,000 | $3,000 | $3,000 | $3,000 |
| Max loss | $2,000 | $2,000 | $2,000 | $2,000 | $2,000 |
| Drawdown in the test | Intraday | Intraday | End of day | End of day | End of day |
| After you pass | Same drawdown | Same drawdown | Same drawdown | Same drawdown | Same drawdown |
| Daily loss limit | Yes | $1,200 | $1,000 | $1,250 | None |
| Consistency rule, test / funded | None / 50% | 40% / None | None / 50% | None / 35% | 55% / None |
| First payout | After 5 days | After 3 days | After 2 days | After 5 days | After 5 days |
| Trustpilot | 4.2 (21,513) | 4.5 (8,459) | 4.9 (22,692) | 4.5 (6,473) | 3.7 (15,022) |
No firm wins every line. If you hold trades through pullbacks, the drawdown rows matter most. If you pass fast, the monthly billing of some plans hardly matters; if you need two months, it does.
Best overall, cheapest to get funded and most room for the money
Apex Trader Funding Intraday Trail Standard, $50K
Apex runs near-permanent sales, and this plan is $25 instead of $249, plus a $99 activation fee once you pass. You keep 100% of the profit. Apex closes a funded account after 6 payouts, so plan to buy again if it works.
- Price
- $25, then $99 when you pass
- Real cost to get funded
- about $193
- Drawdown
- Intraday
- Daily loss limit
- Yes
Good to know: Intraday trailing drawdown follows unrealised profit, the strictest common type. 50% consistency rule after you pass, which can delay payouts.
Best overall
Lucid Trading LucidDaily, $50K
Lucid charges $66 for this plan with no activation fee to come later. The drawdown follows your open profit during the day, which is hard on traders who let winners breathe. The 40% consistency rule only applies while you are tested; once funded it is gone. Payouts can be requested daily once you are above the buffer.
- Price
- $66
- Real cost to get funded
- about $258
- Drawdown
- Intraday
- Daily loss limit
- $1,200
Good to know: Intraday trailing drawdown follows unrealised profit, the strictest common type.
Earliest first payout and best rated by traders
My Funded Futures Builder, $50K
My Funded Futures holds 4.9 on Trustpilot from 22,692 reviews and has $259M in payouts PropTested can see on the blockchain. There is no activation fee, so $92 is the whole price. Its daily loss limit only pauses you for the day; it does not end the account. Expect a 50% consistency rule once you are funded.
- Price
- $92
- Real cost to get funded
- about $312
- Drawdown
- End of day
- Daily loss limit
- $1,000
Good to know: Each payout capped at $2,000.
Most paid out on chain
Tradeify Growth, $50K
Tradeify is the largest payer PropTested can see on the blockchain, with $444M paid. This plan costs $87 once, with no activation fee when you pass. The drawdown only moves at the daily close, but a $1,250 daily loss limit applies. There is no consistency rule in the test; a 35% rule applies to payouts.
- Price
- $87
- Real cost to get funded
- about $307
- Drawdown
- End of day
- Daily loss limit
- $1,250
Good to know: Each payout capped at $1,500.
No daily loss limit
Topstep Trading Combine, Standard, $50K
Topstep looks cheap at $49 a month. It is billed every month until you pass, and passing costs $149 to activate. A 55% consistency rule applies in the test. Once funded, the consistency rule is gone and payouts come after five winning days.
- Price
- $49 a month, then $149 when you pass
- Real cost to get funded
- about $372
- Drawdown
- End of day
- Daily loss limit
- None
Good to know: $149 activation fee when you pass (counted in our cost). Each payout capped at $2,000.
Pick the plan, not just the firm
Each firm sells several $50K plans, and they cost very different amounts to get funded. Here is each plan in its cheapest version, from the checkout price to the real cost once fees and retries are counted.
- Checkout price
- Real cost to get funded
- Apex Trader FundingIntraday Trail Standard$193
- Lucid TradingLucidDaily$258
- Lucid TradingLucidFlex$295
- Apex Trader FundingIntraday Trail No Activation Fee$301
- TradeifyGrowth$307
- My Funded FuturesBuilder$312
- Apex Trader FundingEOD Trail Standard$330
- TopstepTrading Combine, Standard$372
- Apex Trader FundingEOD Trail No Activation Fee$405
- TradeifySelect$406
- TopstepTrading Combine, No Activation Fee$421
- Lucid TradingLucidPro$440
- My Funded FuturesRapid$457
- My Funded FuturesPro$579
- My Funded FuturesRapid EOD$585
- Apex Trader FundingLegacy Full, WealthCharts$808
- Apex Trader FundingLegacy Full, Rithmic$808
- TradeifyLightning Funded$817
- Lucid TradingLucidDirect$900
- Apex Trader FundingLegacy Full, Tradovate$986
Show the numbers
| Name | Checkout price | Real cost to get funded | Gap |
|---|---|---|---|
| Apex Trader Funding (Intraday Trail Standard) | $124 | $193 | $69 |
| Lucid Trading (LucidDaily) | $66 | $258 | $192 |
| Lucid Trading (LucidFlex) | $81 | $295 | $215 |
| Apex Trader Funding (Intraday Trail No Activation Fee) | $80 | $301 | $221 |
| Tradeify (Growth) | $87 | $307 | $220 |
| My Funded Futures (Builder) | $92 | $312 | $220 |
| Apex Trader Funding (EOD Trail Standard) | $188 | $330 | $142 |
| Topstep (Trading Combine, Standard) | $198 | $372 | $174 |
| Apex Trader Funding (EOD Trail No Activation Fee) | $119 | $405 | $286 |
| Tradeify (Select) | $116 | $406 | $291 |
| Topstep (Trading Combine, No Activation Fee) | $85 | $421 | $336 |
| Lucid Trading (LucidPro) | $120 | $440 | $320 |
| My Funded Futures (Rapid) | $125 | $457 | $332 |
| My Funded Futures (Pro) | $159 | $579 | $420 |
| My Funded Futures (Rapid EOD) | $135 | $585 | $450 |
| Apex Trader Funding (Legacy Full, WealthCharts) | $145 | $808 | $663 |
| Apex Trader Funding (Legacy Full, Rithmic) | $145 | $808 | $663 |
| Tradeify (Lightning Funded) | $344 | $817 | $473 |
| Lucid Trading (LucidDirect) | $361 | $900 | $540 |
| Apex Trader Funding (Legacy Full, Tradovate) | $155 | $986 | $831 |
Every pairing in one table
Most people compare two of these firms at a time. Each row links to the full side by side page for that pair.
| Pairing | Higher score | Cheaper to get funded | Earlier first payout |
|---|---|---|---|
| Topstep vs Apex Trader Funding | Apex Trader Funding 91 | Apex Trader Funding $193 | Tie |
| Topstep vs My Funded Futures | My Funded Futures 90 | My Funded Futures $312 | My Funded Futures after 2 days |
| Topstep vs Tradeify | Tradeify 89 | Tradeify $307 | Tie |
| Topstep vs Lucid Trading | Lucid Trading 91 | Lucid Trading $258 | Lucid Trading after 3 days |
| Apex Trader Funding vs My Funded Futures | Apex Trader Funding 91 | Apex Trader Funding $193 | My Funded Futures after 2 days |
| Apex Trader Funding vs Tradeify | Apex Trader Funding 91 | Apex Trader Funding $193 | Tie |
| Apex Trader Funding vs Lucid Trading | Tie | Apex Trader Funding $193 | Lucid Trading after 3 days |
| My Funded Futures vs Tradeify | My Funded Futures 90 | Tradeify $307 | My Funded Futures after 2 days |
| My Funded Futures vs Lucid Trading | Lucid Trading 91 | Lucid Trading $258 | My Funded Futures after 2 days |
| Tradeify vs Lucid Trading | Lucid Trading 91 | Lucid Trading $258 | Lucid Trading after 3 days |
Rules that differ
4 of the five ban holding positions overnight. News, bots and trade copying are where the five really part ways.
| Firm | News | Bots | Copy | Overnight |
|---|---|---|---|---|
| Apex Trader Funding | Limited | No | Limited | Not stated |
| Lucid Trading | Limited | Yes | Yes | No |
| My Funded Futures | Limited | Limited | Limited | No |
| Tradeify | Yes | Limited | Not stated | No |
| Topstep | Limited | Limited | Limited | No |
Show the numbers
| Firm | News | Bots | Copy | Overnight |
|---|---|---|---|---|
| Apex Trader Funding | Limited: Allowed in your normal strategy; chasing the market or two-sided news gambling is not allowed. | No: No automation or algorithm usage. | Limited: Trade copying with other traders is forbidden; own-account copying not re-confirmed this run. | Not stated: Not re-confirmed on the pages read. |
| Lucid Trading | Limited: Allowed on Flex, Pro and Direct; red-folder news on LucidDaily is a hard breach. | Yes: Automated strategies permitted if compliant; HFT is prohibited. | Yes: Trade copiers listed as permitted automated activity. | No: Positions must be closed by 4:45 PM EST; Lucid closes them. Not a fail on Pro, Flex, Direct. |
| My Funded Futures | Limited: Tier 1 news allowed in evaluation; not allowed in Sim Funded on Rapid, Rapid EOD and Pro; allowed on Builder and Studio. | Limited: Automation tailored to own settings allowed; HFT and exploiting sim fills not allowed. | Limited: Mirroring another trader or coordinating across unconnected accounts is prohibited; own-account copying not confirmed on the pages read. | No: Positions must close before the daily session close; holding overnight breaches. |
| Tradeify | Yes: No rules against trading news. | Limited: Bots allowed if you prove sole ownership; no HFT; no use across firms. | Not stated: No copy-trading rule found on the pages read. | No: Flat by 4:45 PM ET on all accounts. |
| Topstep | Limited: Allowed, except purposely trading full maximum position size into a scheduled major news event. | Limited: Automated strategies allowed at own risk; sim-fill scalping algorithms and unfair technology prohibited. | Limited: Trade copier available on Combine and Express accounts, not on Live; coordinated trading with others prohibited. | No: All positions closed by 3:10 PM CT. |
How we picked
For each firm we took the $50K plan that scores best on our ranking, read on the firm's own site. The real cost to get funded adds the checkout price, any activation fee, a second month for monthly plans and the retries an average attempt needs, from 3,000 simulated runs of each plan's rules. The score weighs real cost (45%), track record (35%) and payout terms (20%). Commission never counts.
You find every plan size and the full rule text on the pages of Topstep, Apex Trader Funding, My Funded Futures, Tradeify and Lucid Trading. The best futures prop firms list puts the five against the whole field.
- Apex Trader Funding: plans and rules read October 31, 2026
- Lucid Trading: plans and rules read October 31, 2026
- My Funded Futures: plans and rules read November 5, 2026
- Tradeify: plans and rules read November 4, 2026
- Topstep: plans and rules read October 31, 2026