Topstep vs Tradeify

Head to head on price, cost to get funded, rules, payouts and trust, read on both firms' own pages. Checked October 31, 2026.

Verdict: The data splits 3 to 3: neither firm leads. Topstep leads on proptested safety score, cheapest plan to start, cheapest $100k plan. Points the data cannot decide are left unmarked.

Side by side

Topstep vs Tradeify, checked 2026-10-31
Topstep Tradeify
Marketfuturesfutures
Based inn/an/a
Foundedn/an/a
Trustpilot3.7 (15,022 reviews)4.5 (6,473 reviews)
PropTested safety score69/10068/100
Plans on sale23
Cheapest plan to start$85 (Trading Combine, No Activation Fee, $50K)$87 (Growth, $50K)
Cheapest $100K plan$129$153
Lowest cost to get funded (est.)$372$218
Max profit split90%90%
Drawdown typesEnd of dayEnd of day
Plans without daily loss limit12 of 249 of 26
Plans without consistency rule0 of 244 of 26
First payoutAfter 3 daysn/a
Payout cycleXFA: after 5 winning days or 3 traded days by chosen path; Live: daily after 30 winning daysGrowth and Lightning: 5 days; Select: Daily or every 5 winning days, by chosen path
Payouts read on chainnone visible$444,006,641
Rules allowed (of 5)01
PlatformsTopstepXTradovate, Rithmic, WealthCharts, NinjaTrader, TradingView, Tradesea
Current offernone5% off
Checked2026-10-312026-11-04

About Topstep

Topstep is a futures prop firm. As of October 31, 2026, PropTested reads 2 plans on its site, from $85 per month, with a profit split of up to 90%. Drawdown is end of day and some plans have no daily loss limit. The first payout can be requested after 3 days. Trustpilot shows 3.7 of 5 from 15,022 reviews. All Topstep plans and rules.

About Tradeify

Tradeify is a futures prop firm. As of November 4, 2026, PropTested reads 3 plans on its site, from $59.40 one payment, with a profit split of up to 90%. Drawdown is end of day and some plans have no daily loss limit. Trustpilot shows 4.5 of 5 from 6,473 reviews. All Tradeify plans and rules.

Questions traders ask

Which is cheaper, Topstep or Tradeify?

Topstep has the cheaper entry plan: Topstep starts at $85 (Trading Combine, No Activation Fee) and Tradeify at $87 (Growth), checked October 31, 2026. The cost-to-funded estimate in the table is the better guide, because it counts resets and fees against each plan's pass odds.

Which pays out faster, Topstep or Tradeify?

Topstep: XFA: after 5 winning days or 3 traded days by chosen path; Live: daily after 30 winning days. Tradeify: Growth and Lightning: 5 days; Select: Daily or every 5 winning days, by chosen path.

Which has stricter rules?

Topstep allows 0 of the five trading rules PropTested tracks (news, EAs, copy trading, overnight, weekend) and Tradeify allows 1. 0 of Topstep's 24 setups have no evaluation consistency rule, against 4 of 26 at Tradeify.

Is Topstep or Tradeify more trusted?

On Trustpilot Tradeify scores higher: Topstep 3.7 from 15,022 reviews, Tradeify 4.5 from 6,473. PropTested's safety score adds payout proof, rules and the company behind the firm.

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