Head to head on price, cost to get funded, rules, payouts and trust, read on both firms' own pages. Checked October 31, 2026.
Verdict: My Funded Futures wins 4 of the 5 points the data decides, Topstep 1. My Funded Futures leads on trustpilot, proptested safety score, cheapest plan to start, lowest cost to get funded (est.). Topstep leads on cheapest $100k plan. Points the data cannot decide are left unmarked.
 My Funded Futures |  Topstep | |
|---|---|---|
| Market | futures | futures |
| Based in | United States | n/a |
| Founded | n/a | n/a |
| Trustpilot | 4.9 (22,692 reviews) | 3.7 (15,022 reviews) |
| PropTested safety score | 76/100 | 69/100 |
| Plans on sale | 7 | 2 |
| Cheapest plan to start | $75 (Builder, $50K) | $85 (Trading Combine, No Activation Fee, $50K) |
| Cheapest $100K plan | $169.20 | $129 |
| Lowest cost to get funded (est.) | $231 | $372 |
| Max profit split | 90% | 90% |
| Drawdown types | End of day, Static | End of day |
| Plans without daily loss limit | 12 of 17 | 12 of 24 |
| Plans without consistency rule | 8 of 17 | 0 of 24 |
| First payout | n/a | After 3 days |
| Payout cycle | Rapid and Rapid EOD: daily; Builder: every 48 hours; Pro: every 14 calendar days; Studio: anytime | XFA: after 5 winning days or 3 traded days by chosen path; Live: daily after 30 winning days |
| Payouts read on chain | $259,422,742 | none visible |
| Rules allowed (of 5) | 0 | 0 |
| Platforms | Hyperprop, Tradovate, Quantower, DeepCharts | TopstepX |
| Current offer | 40% off | none |
| Checked | 2026-11-05 | 2026-10-31 |
My Funded Futures is a futures prop firm based in United States. As of November 5, 2026, PropTested reads 7 plans on its site, from $63 one payment, with a profit split of up to 90%. Drawdown is end of day or static and some plans have no daily loss limit. Trustpilot shows 4.9 of 5 from 22,692 reviews. All My Funded Futures plans and rules.
Topstep is a futures prop firm. As of October 31, 2026, PropTested reads 2 plans on its site, from $85 per month, with a profit split of up to 90%. Drawdown is end of day and some plans have no daily loss limit. The first payout can be requested after 3 days. Trustpilot shows 3.7 of 5 from 15,022 reviews. All Topstep plans and rules.
My Funded Futures has the cheaper entry plan: My Funded Futures starts at $75 (Builder) and Topstep at $85 (Trading Combine, No Activation Fee), checked October 31, 2026. The cost-to-funded estimate in the table is the better guide, because it counts resets and fees against each plan's pass odds.
My Funded Futures: Rapid and Rapid EOD: daily; Builder: every 48 hours; Pro: every 14 calendar days; Studio: anytime. Topstep: XFA: after 5 winning days or 3 traded days by chosen path; Live: daily after 30 winning days.
My Funded Futures allows 0 of the five trading rules PropTested tracks (news, EAs, copy trading, overnight, weekend) and Topstep allows 0. 8 of My Funded Futures's 17 setups have no evaluation consistency rule, against 0 of 24 at Topstep.
On Trustpilot My Funded Futures scores higher: My Funded Futures 4.9 from 22,692 reviews, Topstep 3.7 from 15,022. PropTested's safety score adds payout proof, rules and the company behind the firm.
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