Head to head on price, cost to get funded, rules, payouts and trust, read on both firms' own pages. Checked October 31, 2026.
Verdict: Topstep wins 4 of the 6 points the data decides, FTMO Futures 2. Topstep leads on proptested safety score, cheapest plan to start, cheapest $100k plan, lowest cost to get funded (est.). FTMO Futures leads on trustpilot, rules allowed (of 5). Points the data cannot decide are left unmarked.
 FTMO Futures |  Topstep | |
|---|---|---|
| Market | futures | futures |
| Based in | Czechia | n/a |
| Founded | 2015 | n/a |
| Trustpilot | 4.8 (55,531 reviews) | 3.7 (15,022 reviews) |
| PropTested safety score | 67/100 | 69/100 |
| Plans on sale | 2 | 2 |
| Cheapest plan to start | $119 (Growth, $50K) | $85 (Trading Combine, No Activation Fee, $50K) |
| Cheapest $100K plan | $169 | $129 |
| Lowest cost to get funded (est.) | $480 | $372 |
| Max profit split | 90% | 90% |
| Drawdown types | End of day | End of day |
| Plans without daily loss limit | 3 of 6 | 12 of 24 |
| Plans without consistency rule | 0 of 6 | 0 of 24 |
| First payout | n/a | After 3 days |
| Payout cycle | Per eligibility cycle: 4 days on Growth, 5 days on Pro | XFA: after 5 winning days or 3 traded days by chosen path; Live: daily after 30 winning days |
| Payouts read on chain | none visible | none visible |
| Rules allowed (of 5) | 1 | 0 |
| Platforms | n/a | TopstepX |
| Current offer | none | none |
| Checked | 2026-10-31 | 2026-10-31 |
FTMO Futures is a futures prop firm based in Czechia, founded in 2015. As of October 31, 2026, PropTested reads 2 plans on its site, from $119 per month, with a profit split of up to 90%. Drawdown is end of day and some plans have no daily loss limit. Trustpilot shows 4.8 of 5 from 55,531 reviews. All FTMO Futures plans and rules.
Topstep is a futures prop firm. As of October 31, 2026, PropTested reads 2 plans on its site, from $85 per month, with a profit split of up to 90%. Drawdown is end of day and some plans have no daily loss limit. The first payout can be requested after 3 days. Trustpilot shows 3.7 of 5 from 15,022 reviews. All Topstep plans and rules.
Topstep has the cheaper entry plan: FTMO Futures starts at $119 (Growth) and Topstep at $85 (Trading Combine, No Activation Fee), checked October 31, 2026. The cost-to-funded estimate in the table is the better guide, because it counts resets and fees against each plan's pass odds.
FTMO Futures: Per eligibility cycle: 4 days on Growth, 5 days on Pro. Topstep: XFA: after 5 winning days or 3 traded days by chosen path; Live: daily after 30 winning days.
FTMO Futures allows 1 of the five trading rules PropTested tracks (news, EAs, copy trading, overnight, weekend) and Topstep allows 0. 0 of FTMO Futures's 6 setups have no evaluation consistency rule, against 0 of 24 at Topstep.
On Trustpilot FTMO Futures scores higher: FTMO Futures 4.8 from 55,531 reviews, Topstep 3.7 from 15,022. PropTested's safety score adds payout proof, rules and the company behind the firm.
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