Head to head on price, cost to get funded, rules, payouts and trust, read on both firms' own pages. Checked October 31, 2026.
Verdict: Apex Trader Funding wins 5 of the 7 points the data decides, Topstep 2. Apex Trader Funding leads on trustpilot, cheapest plan to start, cheapest $100k plan, lowest cost to get funded (est.). Topstep leads on proptested safety score, first payout. Points the data cannot decide are left unmarked.
 Apex Trader Funding |  Topstep | |
|---|---|---|
| Market | futures | futures |
| Based in | US | n/a |
| Founded | n/a | n/a |
| Trustpilot | 4.2 (21,513 reviews) | 3.7 (15,022 reviews) |
| PropTested safety score | 52/100 | 69/100 |
| Plans on sale | 7 | 2 |
| Cheapest plan to start | $79.90 (Intraday Trail No Activation Fee, $50K) | $85 (Trading Combine, No Activation Fee, $50K) |
| Cheapest $100K plan | $99.90 | $129 |
| Lowest cost to get funded (est.) | $152 | $372 |
| Max profit split | 100% | 90% |
| Drawdown types | Intraday, End of day | End of day |
| Plans without daily loss limit | 18 of 34 | 12 of 24 |
| Plans without consistency rule | 16 of 34 | 0 of 24 |
| First payout | After 5 days | After 3 days |
| Payout cycle | Every 5 qualifying trading days, up to weekly; max 6 payouts per Performance Account | XFA: after 5 winning days or 3 traded days by chosen path; Live: daily after 30 winning days |
| Payouts read on chain | none visible | none visible |
| Rules allowed (of 5) | 0 | 0 |
| Platforms | Tradovate, Rithmic, WealthCharts | TopstepX |
| Current offer | 90% off | none |
| Checked | 2026-10-31 | 2026-10-31 |
Apex Trader Funding is a futures prop firm based in US. As of October 31, 2026, PropTested reads 7 plans on its site, from $69 one payment, with a profit split of up to 100%. Drawdown is intraday or end of day and some plans have no daily loss limit. The first payout can be requested after 5 days. Trustpilot shows 4.2 of 5 from 21,513 reviews. All Apex Trader Funding plans and rules.
Topstep is a futures prop firm. As of October 31, 2026, PropTested reads 2 plans on its site, from $85 per month, with a profit split of up to 90%. Drawdown is end of day and some plans have no daily loss limit. The first payout can be requested after 3 days. Trustpilot shows 3.7 of 5 from 15,022 reviews. All Topstep plans and rules.
Apex Trader Funding has the cheaper entry plan: Apex Trader Funding starts at $79.90 (Intraday Trail No Activation Fee) and Topstep at $85 (Trading Combine, No Activation Fee), checked October 31, 2026. The cost-to-funded estimate in the table is the better guide, because it counts resets and fees against each plan's pass odds.
Topstep allows the earlier first payout: Apex Trader Funding after 5 days, Topstep after 3 days. Cycles: Apex Trader Funding Every 5 qualifying trading days, up to weekly; max 6 payouts per Performance Account; Topstep XFA: after 5 winning days or 3 traded days by chosen path; Live: daily after 30 winning days.
Apex Trader Funding allows 0 of the five trading rules PropTested tracks (news, EAs, copy trading, overnight, weekend) and Topstep allows 0. 16 of Apex Trader Funding's 34 setups have no evaluation consistency rule, against 0 of 24 at Topstep.
On Trustpilot Apex Trader Funding scores higher: Apex Trader Funding 4.2 from 21,513 reviews, Topstep 3.7 from 15,022. PropTested's safety score adds payout proof, rules and the company behind the firm.
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