Head to head on price, cost to get funded, rules, payouts and trust, read on both firms' own pages. Checked October 31, 2026.
Verdict: Top One Futures wins 3 of the 4 points the data decides, Topstep 1. Top One Futures leads on trustpilot, cheapest $100k plan, lowest cost to get funded (est.). Topstep leads on cheapest plan to start. Points the data cannot decide are left unmarked.
 Topstep |  Top One Futures | |
|---|---|---|
| Market | futures | futures |
| Based in | n/a | US |
| Founded | n/a | n/a |
| Trustpilot | 3.7 (15,022 reviews) | 4.8 (5,285 reviews) |
| PropTested safety score | 69/100 | n/a |
| Plans on sale | 2 | 5 |
| Cheapest plan to start | $85 (Trading Combine, No Activation Fee, $50K) | $98.10 (Elite Daily, $50K) |
| Cheapest $100K plan | $129 | $168 |
| Lowest cost to get funded (est.) | $372 | $194 |
| Max profit split | 90% | 90% |
| Drawdown types | End of day | End of day, Static |
| Plans without daily loss limit | 12 of 24 | 30 of 42 |
| Plans without consistency rule | 0 of 24 | 22 of 42 |
| First payout | After 3 days | n/a |
| Payout cycle | XFA: after 5 winning days or 3 traded days by chosen path; Live: daily after 30 winning days | Daily on Elite Daily and Launchpad, every 5 days on Elite Access and Instant |
| Payouts read on chain | none visible | $29,397,304 |
| Rules allowed (of 5) | 0 | 0 |
| Platforms | TopstepX | WealthCharts, BlackArrow |
| Current offer | none | none |
| Checked | 2026-10-31 | 2026-11-04 |
Topstep is a futures prop firm. As of October 31, 2026, PropTested reads 2 plans on its site, from $85 per month, with a profit split of up to 90%. Drawdown is end of day and some plans have no daily loss limit. The first payout can be requested after 3 days. Trustpilot shows 3.7 of 5 from 15,022 reviews. All Topstep plans and rules.
Top One Futures is a futures prop firm based in US. As of November 4, 2026, PropTested reads 5 plans on its site, from $80.10 per month, with a profit split of up to 90%. Drawdown is end of day or static and some plans have no daily loss limit. Trustpilot shows 4.8 of 5 from 5,285 reviews. All Top One Futures plans and rules.
Topstep has the cheaper entry plan: Topstep starts at $85 (Trading Combine, No Activation Fee) and Top One Futures at $98.10 (Elite Daily), checked October 31, 2026. The cost-to-funded estimate in the table is the better guide, because it counts resets and fees against each plan's pass odds.
Topstep: XFA: after 5 winning days or 3 traded days by chosen path; Live: daily after 30 winning days. Top One Futures: Daily on Elite Daily and Launchpad, every 5 days on Elite Access and Instant.
Topstep allows 0 of the five trading rules PropTested tracks (news, EAs, copy trading, overnight, weekend) and Top One Futures allows 0. 0 of Topstep's 24 setups have no evaluation consistency rule, against 22 of 42 at Top One Futures.
On Trustpilot Top One Futures scores higher: Topstep 3.7 from 15,022 reviews, Top One Futures 4.8 from 5,285. PropTested's safety score adds payout proof, rules and the company behind the firm.
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