Head to head on price, cost to get funded, rules, payouts and trust, read on both firms' own pages. Checked October 31, 2026.
Verdict: Lucid Trading wins 6 of the 7 points the data decides, Topstep 1. Lucid Trading leads on trustpilot, cheapest plan to start, cheapest $100k plan, lowest cost to get funded (est.). Topstep leads on proptested safety score. Points the data cannot decide are left unmarked.
 Topstep |  Lucid Trading | |
|---|---|---|
| Market | futures | futures |
| Based in | n/a | n/a |
| Founded | n/a | n/a |
| Trustpilot | 3.7 (15,022 reviews) | 4.5 (8,459 reviews) |
| PropTested safety score | 69/100 | 56/100 |
| Plans on sale | 2 | 4 |
| Cheapest plan to start | $85 (Trading Combine, No Activation Fee, $50K) | $65.80 (LucidDaily, $50K) |
| Cheapest $100K plan | $129 | $110.60 |
| Lowest cost to get funded (est.) | $372 | $149 |
| Max profit split | 90% | 90% |
| Drawdown types | End of day | End of day, Intraday |
| Plans without daily loss limit | 12 of 24 | 29 of 60 |
| Plans without consistency rule | 0 of 24 | 8 of 60 |
| First payout | After 3 days | After 2 days |
| Payout cycle | XFA: after 5 winning days or 3 traded days by chosen path; Live: daily after 30 winning days | Pro, Flex and Direct: any day once criteria met; Daily: daily |
| Payouts read on chain | none visible | none visible |
| Rules allowed (of 5) | 0 | 2 |
| Platforms | TopstepX | NinjaTrader, Tradovate, TradingView, Quantower, Tradesea, MotiveWave, Sierra Chart, Jigsaw, Bookmap, ATAS, Rithmic, MultiCharts |
| Current offer | none | 30% off |
| Checked | 2026-10-31 | 2026-10-31 |
Topstep is a futures prop firm. As of October 31, 2026, PropTested reads 2 plans on its site, from $85 per month, with a profit split of up to 90%. Drawdown is end of day and some plans have no daily loss limit. The first payout can be requested after 3 days. Trustpilot shows 3.7 of 5 from 15,022 reviews. All Topstep plans and rules.
Lucid Trading is a futures prop firm. As of October 31, 2026, PropTested reads 4 plans on its site, from $45.50 one payment, with a profit split of up to 90%. Drawdown is end of day or intraday and some plans have no daily loss limit. The first payout can be requested after 2 days. Trustpilot shows 4.5 of 5 from 8,459 reviews. All Lucid Trading plans and rules.
Lucid Trading has the cheaper entry plan: Topstep starts at $85 (Trading Combine, No Activation Fee) and Lucid Trading at $65.80 (LucidDaily), checked October 31, 2026. The cost-to-funded estimate in the table is the better guide, because it counts resets and fees against each plan's pass odds.
Lucid Trading allows the earlier first payout: Topstep after 3 days, Lucid Trading after 2 days. Cycles: Topstep XFA: after 5 winning days or 3 traded days by chosen path; Live: daily after 30 winning days; Lucid Trading Pro, Flex and Direct: any day once criteria met; Daily: daily.
Topstep allows 0 of the five trading rules PropTested tracks (news, EAs, copy trading, overnight, weekend) and Lucid Trading allows 2. 0 of Topstep's 24 setups have no evaluation consistency rule, against 8 of 60 at Lucid Trading.
On Trustpilot Lucid Trading scores higher: Topstep 3.7 from 15,022 reviews, Lucid Trading 4.5 from 8,459. PropTested's safety score adds payout proof, rules and the company behind the firm.
Pick any two plans yourself on the compare tool.