Head to head on price, cost to get funded, rules, payouts and trust, read on both firms' own pages. Checked October 31, 2026.
Verdict: Funded Futures Family wins 5 of the 6 points the data decides, Topstep 1. Funded Futures Family leads on trustpilot, cheapest plan to start, cheapest $100k plan, lowest cost to get funded (est.). Topstep leads on proptested safety score. Points the data cannot decide are left unmarked.
 Topstep |  Funded Futures Family | |
|---|---|---|
| Market | futures | futures |
| Based in | n/a | US |
| Founded | n/a | 2024 |
| Trustpilot | 3.7 (15,022 reviews) | 4.3 (3,921 reviews) |
| PropTested safety score | 69/100 | 61/100 |
| Plans on sale | 2 | 8 |
| Cheapest plan to start | $85 (Trading Combine, No Activation Fee, $50K) | $26 (Velocity, $50K) |
| Cheapest $100K plan | $129 | $47 |
| Lowest cost to get funded (est.) | $372 | $131 |
| Max profit split | 90% | 90% |
| Drawdown types | End of day | Intraday, End of day |
| Plans without daily loss limit | 12 of 24 | 39 of 40 |
| Plans without consistency rule | 0 of 24 | 12 of 40 |
| First payout | After 3 days | n/a |
| Payout cycle | XFA: after 5 winning days or 3 traded days by chosen path; Live: daily after 30 winning days | Plan dependent; no fixed windows, reviewed on submission |
| Payouts read on chain | none visible | $32,299,946 |
| Rules allowed (of 5) | 0 | 1 |
| Platforms | TopstepX | Tradovate, WealthCharts |
| Current offer | none | none |
| Checked | 2026-10-31 | 2026-11-05 |
Topstep is a futures prop firm. As of October 31, 2026, PropTested reads 2 plans on its site, from $85 per month, with a profit split of up to 90%. Drawdown is end of day and some plans have no daily loss limit. The first payout can be requested after 3 days. Trustpilot shows 3.7 of 5 from 15,022 reviews. All Topstep plans and rules.
Funded Futures Family is a futures prop firm based in US, founded in 2024. As of November 5, 2026, PropTested reads 8 plans on its site, from $18 per month, with a profit split of up to 90%. Drawdown is intraday or end of day and some plans have no daily loss limit. Trustpilot shows 4.3 of 5 from 3,921 reviews. All Funded Futures Family plans and rules.
Funded Futures Family has the cheaper entry plan: Topstep starts at $85 (Trading Combine, No Activation Fee) and Funded Futures Family at $26 (Velocity), checked October 31, 2026. The cost-to-funded estimate in the table is the better guide, because it counts resets and fees against each plan's pass odds.
Topstep: XFA: after 5 winning days or 3 traded days by chosen path; Live: daily after 30 winning days. Funded Futures Family: Plan dependent; no fixed windows, reviewed on submission.
Topstep allows 0 of the five trading rules PropTested tracks (news, EAs, copy trading, overnight, weekend) and Funded Futures Family allows 1. 0 of Topstep's 24 setups have no evaluation consistency rule, against 12 of 40 at Funded Futures Family.
On Trustpilot Funded Futures Family scores higher: Topstep 3.7 from 15,022 reviews, Funded Futures Family 4.3 from 3,921. PropTested's safety score adds payout proof, rules and the company behind the firm.
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