A prop firm payout denied usually traces back to a rule in the firm's own terms. Across 1,186 ranked plans checked November 12, 2026, 34% carry a consistency rule after you pass and 21% cap each payout. 10 firms say in their rules that profit from trades around news is removed or capped. The firms whose payouts PropTested can read on chain paid $159M in the last 30 days.
The short version
- The usual reason
- A payout rule you had not met yet, most often the minimum payout request (77% of ranked plans) or a consistency rule on the funded account.
- Rules that void profit
- News windows, copy trading between people and banned bots. 12 firms spell out what happens to the profit or the account.
- Rules that only delay
- Buffers, caps, minimums and waiting days. The money stays in the account until you qualify.
- Who demonstrably pays
- 34 firms pay through a public blockchain rail, 123,780 payouts in the last 30 days. See the payout tracker.
Why was my prop firm payout denied?
Each rule in the chart can hold back a payout request on its own. The chart counts how often each one appears across the 1,186 ranked plans we track.
Show the numbers
| Name | Share of plans |
|---|---|
| Minimum payout request | 77% |
| Consistency rule after you pass | 34% |
| Wait of 14 days or more | 28% |
| Payout cap | 21% |
| Winning or qualifying days | 20% |
| Payout buffer named | 8% |
| Limit on payouts per account | 5% |
| Part of the profit per request | 2% |
A minimum, a wait and a consistency rule each delay a payout without removing anything. A denial that removes profit usually cites a trading rule, which the section on news, bots and copy trading covers.
Does the consistency rule still apply after you pass?
Often it changes at the switch to funded. 191 ranked plans have no consistency rule in the test but add one to payouts, and 217 plans drop the rule once you pass.
- Neither 42%
- Evaluation only 25%
- Funded account only 22%
- Both stages 10%
Show the numbers
| Group | Count | Share |
|---|---|---|
| Neither | 357 | 42% |
| Evaluation only | 217 | 25% |
| Funded account only | 191 | 22% |
| Both stages | 87 | 10% |
The most common rule on the funded account is 40%. Say you make $3,000 and your best day brought $1,500. That day is 50% of your profit, so the payout is held until your total reaches $3,750, another $750. Try your own days in the consistency calculator.
The consistency rule guide compares the evaluation and funded rule firm by firm, and the no consistency rule list shows plans without one in the test.
How long do you have to trade before the first payout?
The median ranked plan lets you request the first payout after 7 days, but the range is wide. 28% of plans make you wait 14 days or more, and 20% count only winning or qualifying days.
- Shortest wait
- Longest wait
Take Profit Trader0 days
My Funded Futures14 days
FundedNext21 days
FundedNext Futures5 days
Lucid Trading5 days
Topstep5 days
Apex Trader Funding5 days
Tradeify5 days
FundingPips14 days
FXIFY14 days
FTMO14 days
The5ers14 days
Show the numbers
| Name | Shortest wait | Longest wait | Gap |
|---|---|---|---|
| Take Profit Trader | 0 days | 0 days | 0 days |
| My Funded Futures | 0 days | 14 days | 14 days |
| FundedNext | 0 days | 21 days | 21 days |
| FundedNext Futures | 1 days | 5 days | 4 days |
| Lucid Trading | 2 days | 5 days | 3 days |
| Topstep | 3 days | 5 days | 2 days |
| Apex Trader Funding | 5 days | 5 days | 0 days |
| Tradeify | 5 days | 5 days | 0 days |
| FundingPips | 7 days | 14 days | 7 days |
| FXIFY | 7 days | 14 days | 7 days |
| FTMO | 14 days | 14 days | 0 days |
| The5ers | 14 days | 14 days | 0 days |
A request sent one qualifying day early is not denied for good. It is refused until the count is met, and some firms reset the count after each payout. Plans with a short wait are on the fast first payout list.
What is a payout buffer, and why does it block a withdrawal?
A buffer is profit you must leave in the funded account before anything above it can be withdrawn. It protects the firm from paying out money the drawdown might take back the next day.
Here is a worked example. FundedNext's $50K Labs Instant FNL-004 names a $2,100 buffer and a minimum request of $800. Make $3,000 and you can request $900.
Make $2,500 instead and the $400 above the buffer is under the minimum, so nothing can leave yet. The account is in profit, and the request is still refused.
Caps and payout limits work the same way. 249 ranked plans cap each payout, typically at $2,000, and the rest waits for the next cycle. Apex Trader Funding after 6 payouts, FundedNext Futures after 5 payouts and Moneta Funded after one payout close the funded account by design. The payout calculator shows how a cap spreads one month of profit over several payouts, and the highest profit split guide does it for every 100% plan.
Which trading rules void profits? News, copy trading and bots
These are the rules that remove profit rather than delay it. The matrix shows where the 15 most reviewed ranked firms stand on funded accounts.
| Firm | News | Bots | Copy trading | Overnight | Weekend |
|---|---|---|---|---|---|
| Limited | Limited | Limited | Yes | Yes | |
| Yes | Limited | Limited | No | No | |
| Limited | Limited | Limited | Yes | Yes | |
| Limited | Yes | Not stated | Yes | Yes | |
| Yes | Limited | Limited | No | Not stated | |
| Limited | Limited | Limited | Yes | Yes | |
| Limited | Limited | Limited | No | No | |
| Limited | No | Limited | Not stated | Not stated | |
| Limited | Limited | Limited | No | No | |
| Limited | No | Limited | No | No | |
| Limited | Yes | Yes | No | Not stated | |
| Limited | Limited | Limited | Yes | Yes | |
| Yes | Limited | Not stated | No | No | |
| Limited | No | Limited | No | No | |
| Limited | No | Limited | No | Not stated |
Show the numbers
| Firm | News | Bots | Copy trading | Overnight | Weekend |
|---|---|---|---|---|---|
| FundedNext | Limited: Allowed in challenge and funded; on funded accounts profit from listed high-impact news within the window counts at 40% news profit share. | Limited: EAs only below $50,000, on MT4/MT5, with EA add-on fee; $50,000 and above manual only; not on cTrader or Match-Trader. Instant allowed on MT4/MT5 with fee. | Limited: Allowed between own challenge accounts up to $300,000 combined with one master; banned across people and with cloud copy tools. | Yes: Allowed on all current account types; swap charges apply on swap accounts. | Yes: Allowed on challenge and FundedNext accounts. |
| FundedNext Futures | Yes: Firm does not restrict news trading. | Limited: EAs and bots allowed with own settings and a distinct strategy; HFT, latency abuse, order flooding and Telegram or WhatsApp linked EAs prohibited. | Limited: Only your own trades, across your own FundedNext accounts or to other prop firms you own accounts at. Signal and group trading prohibited. | No: All positions closed by 3:10 PM CT; open positions auto-closed. | No: Trading resumes Sunday 5:00 PM CT; no weekend holding. |
| FundingPips | Limited: Evaluation allowed. Master: no open or close 5 minutes either side of red-folder news, profit deducted. Zero: 10 minutes, breach. | Limited: Third-party EAs only as trade or risk manager; personal EAs with proof of ownership permitted. | Limited: Own accounts and own account as master to external allowed; between users and inbound copying prohibited. | Yes: Evaluation allowed. Master needs the 10% Swing add-on; Zero too. | Yes: Evaluation allowed. Master needs Swing add-on; on Zero without it holding the weekend closes the account. |
| FTMO | Limited: Standard funded: no opening or closing on targeted instruments 2 minutes either side of selected news. No restriction in evaluation or on Swing. | Yes: EAs allowed; third-party EAs risk the maximum capital allocation rule; server limits 200 orders at a time, 2000 positions per day. | Not stated: Copy trading is not named on the FAQ or Forbidden Trading Practices page. That page bans letting a third party trade the account or trade in coordination with you, and trading other people's accounts. | Yes: Standard funded accounts: positions may not stay over market close beyond 2 hours (e.g. equities overnight). Evaluation and Swing unrestricted. | Yes: Allowed in evaluation and on Swing; restricted on Standard funded accounts. |
| FTMO Futures | Yes: Futures overview lists news trading as permitted. | Limited: Automated trading is permitted, except systems that manipulate or abuse the programme. | Limited: Copying across your own accounts is permitted; copying a third party is forbidden. | No: No position or resting order may be carried past the session end; open positions are auto liquidated. | Not stated |
| The5ers | Limited: Holding through news allowed on all programs. High Stakes: no orders from 2 minutes before to 2 minutes after high-impact news; profits made then are deducted. Hyper Growth and Bootcamp: allowed except bracket strategies. | Limited: Prohibited: third-party EAs where other traders hold the same trades, EAs scalping the rollover. General EA allowance not spelled out on pages read. | Limited: Copying with other traders prohibited; between own Summer Plan accounts allowed. | Yes: Allowed on all programs. | Yes: Allowed; indices over the weekend carry high swap. |
| My Funded Futures | Limited: Tier 1 news allowed in evaluation; not allowed in Sim Funded on Rapid, Rapid EOD and Pro; allowed on Builder and Studio. | Limited: Automation tailored to own settings allowed; HFT and exploiting sim fills not allowed. | Limited: Mirroring another trader or coordinating across unconnected accounts is prohibited; own-account copying not confirmed on the pages read. | No: Positions must close before the daily session close; holding overnight breaches. | No: No separate weekend rule published; positions must be closed before each daily session close, so nothing can be held into the weekend. |
| Apex Trader Funding | Limited: Allowed in your normal strategy; chasing the market or two-sided news gambling is not allowed. | No: No automation or algorithm usage. | Limited: Trade copying with other traders is forbidden; own-account copying not re-confirmed this run. | Not stated: Not re-confirmed on the pages read. | Not stated: Not re-confirmed on the pages read. |
| Topstep | Limited: Allowed, except purposely trading full maximum position size into a scheduled major news event. | Limited: Automated strategies allowed at own risk; sim-fill scalping algorithms and unfair technology prohibited. | Limited: Trade copier available on Combine and Express accounts, not on Live; coordinated trading with others prohibited. | No: All positions closed by 3:10 PM CT. | No: Flat by the Friday close. |
| Take Profit Trader | Limited: No restriction shown for Test. PRO and PRO+ must be flat with no orders 1 minute before, during and 1 minute after FOMC statements, NFP and CPI. | No: No automated or bot trading; all trades must be manually executed. | Limited: Approved copiers only (Tradesyncer, TradeCopia, Affordable Indicators, Replikanto compliance edition, Flowbot compliance edition, platform-native tools), only across accounts you own. Up to 5 funded accounts. | No: Positions are auto-closed at 4:55 PM ET; the day ends at 5 PM ET. | No: Positions cannot be carried from one trading day into the next. |
| Lucid Trading | Limited: Allowed on Flex, Pro and Direct; red-folder news on LucidDaily is a hard breach. | Yes: Automated strategies permitted if compliant; HFT is prohibited. | Yes: Trade copiers listed as permitted automated activity. | No: Positions must be closed by 4:45 PM EST; Lucid closes them. Not a fail on Pro, Flex, Direct. | Not stated: Help article has no separate weekend rule; positions close each weekday at 4:45 PM EST. |
| FXIFY | Limited: Allowed on One, Two and Three Phase. Not allowed on Lightning or Instant Funding. | Limited: EAs allowed on evaluation programs, not on Lightning or Instant Funding. | Limited: Allowed between your own FXIFY accounts and out to other accounts; copying in from other accounts needs approval with a 30-day statement in your name. Not allowed on Instant Funding, Instant Funding Lite, Lightning, Crypto, and 2 Phase Pro unless Pro is the master. Copying a third party is a breach. | Yes: 1, 2 and 3 Phase accounts need not close overnight or over the weekend; Lightning also allowed. Instant Funding and Instant Lite positions are flattened over the weekend. | Yes: Allowed except on Instant Funding. |
| Tradeify | Yes: No rules against trading news. | Limited: Bots allowed if you prove sole ownership; no HFT; no use across firms. | Not stated: No copy-trading rule found on the pages read. | No: Flat by 4:45 PM ET on all accounts. | No: No overnight or swing holding; market closes Friday. |
| Alpha Futures | Limited: No restriction in evaluations or Advanced Qualified. Direct, Standard and Zero Qualified: no orders 2 minutes before or after red-folder news; holding is allowed. | No: AI, bots and full automation prohibited on all accounts; semi-automated signals allowed if the trader places orders manually. | Limited: Allowed only for a single person copying between their own accounts; group and reverse trading prohibited. | No: All trades must be closed before 4:20 PM EST daily. | No: Daily close rule applies; markets closed Friday 5 PM to Sunday 6 PM EST. |
| Top One Futures | Limited: News trading allowed on all accounts, with specific rules for Elite Daily and Elite Access funded accounts. | No: EAs and bots not allowed on any account. | Limited: Allowed only between accounts of the same type and same size. | No: All trades must be closed by 4:10 PM EST. | Not stated |
Of all 86 firms we track, 14 firms ban bots outright and 9 firms ban copy trading. Most others allow copying only between your own accounts, never from another trader. Firms that allow each one are on the news trading, EA and copy trading lists.
News rules are where firms most often say what happens to the trade. The table lists every firm whose rule text states the consequence.
| Firm | Window | Applies to | What happens |
|---|---|---|---|
| FundedNext | Not stated | Funded accounts | Profit from the window removed or capped |
| FundingPips | 5 min | Funded accounts | Profit removed, or the account closed on some plans |
| The5ers | 2 min | Stated plans | Profit from the window removed or capped |
| Lucid Trading | Not stated | Stated plans | Account can be closed |
| MavenNot ranked | 2 min | Stated plans | Profit from the window removed or capped |
| Goat Funded TraderNot ranked | 5 min | Stated plans | Profit from the window removed or capped |
| Blue GuardianNot ranked | 5 min | Funded accounts | Profit from the window removed or capped |
| TradeDay | 2 min | Stated plans | Account can be closed |
| AquaFundedNot ranked | Not stated | Stated plans | Profit from the window removed or capped |
| BrightFundedNot ranked | 5 min | Funded accounts | Profit from the window removed or capped |
| FuturesEliteNot ranked | Not stated | Funded accounts | Profit from the window removed or capped |
| Finotive FuturesNot ranked | 2 min | Funded accounts | Profit from the window removed or capped |
Which prop firms demonstrably pay out?
A denial is easier to judge when you know the firm pays others. 34 firms pay through Rise on the Arbitrum blockchain, where every payout is a public transaction PropTested reads.
Show the numbers
| Name | Paid in 30 days |
|---|---|
| Tradeify (29,884 payouts) | $48M |
| Vest Markets (32,299 payouts) | $35M |
| My Funded Futures (17,809 payouts) | $20M |
| FundedNext (10,177 payouts) | $15M |
| Breakout (4,867 payouts) | $7M |
| Blue Guardian (2,274 payouts) | $5M |
| The5ers (2,263 payouts) | $4M |
| FundingPips (1,609 payouts) | $3M |
| Funded Futures Family (2,779 payouts) | $2M |
| MyFundedPerps (5,607 payouts) | $2M |
| Top One Futures (1,736 payouts) | $2M |
| Alpha Capital (1,285 payouts) | $2M |
| FuturesElite (753 payouts) | $1M |
| BluSky Trading (1,017 payouts) | $1M |
| E8 Markets (521 payouts) | $1M |
| Hypernova (969 payouts) | $1M |
| Propr (1,466 payouts) | $1M |
| Goat Funded Trader (1,681 payouts) | $1M |
| Funded Trader Markets (622 payouts) | $1M |
| TradeDay (994 payouts) | $930K |
| Alpha Futures (566 payouts) | $794K |
| Ylos Trading (465 payouts) | $771K |
| LEGENDS Trading (584 payouts) | $763K |
| Phidias Propfirm (358 payouts) | $603K |
| Goat Funded Futures (290 payouts) | $401K |
| FXIFY (268 payouts) | $317K |
| AquaFunded (113 payouts) | $225K |
| Orion Funded (215 payouts) | $204K |
| Top One Trader (138 payouts) | $166K |
| AquaFunded Futures (49 payouts) | $71K |
| Traderscale (29 payouts) | $67K |
| Instant Funding (48 payouts) | $37K |
| Savius (23 payouts) | $33K |
| TradersYard (22 payouts) | $32K |
Tradeify paid the most in that window, $48M across 29,884 payouts. A firm that pays by bank or card leaves no public record, so missing from the chart proves nothing either way. The do prop firms pay out post sets each firm's own payout claim against the chain.
Which payout rules apply at each firm?
The 15 most reviewed ranked firms, with the range across their ranked plans. Each name opens the firm's payout page with the plan by plan terms.
| Firm | Consistency after you pass | Minimum request | Cap per payout | First payout | Buffer named | News window |
|---|---|---|---|---|---|---|
| FundedNext | None to 40% | $20 to $4,000 | None to $1,200 | No wait to 21 days | 1 of 104 plans | Conditions apply |
| FundedNext Futures | None to 40% | $250 to $800 | $800 to $4,000 | 1 day to 5 days | 4 of 13 plans | None |
| FundingPips | None to 35% | $50 to $2,000 | None | 7 days to 14 days | No | 5 min |
| FTMO | None to 50% | $20 | None | 14 days | No | 2 min |
| FTMO Futures | None | $20 | $2,500 to $8,000 | Not stated | No | None |
| The5ers | 50% | $150 to $500 | None to $4,000 | 14 days | No | 2 min |
| My Funded Futures | None to 50% | $100 to $1,500 | None to $100,000 | No wait to 14 days | 14 of 17 plans | Conditions apply |
| Apex Trader Funding | 50% | $500 | None to $2,500 | 5 days | No | Conditions apply |
| Topstep | None to 40% | $125 | $2,000 to $12,000 | 3 days to 5 days | No | Conditions apply |
| Take Profit Trader | None | Not stated | None | No wait | 5 of 5 plans | 1 min |
| Lucid Trading | None to 40% | $500 | None to $3,000 | 2 days to 5 days | 40 of 60 plans | Conditions apply |
| FXIFY | None to 30% | $50 to $750 | None | 7 days to 14 days | No | Conditions apply |
| Tradeify | None to 35% | $250 to $1,500 | $600 to $10,000 | 5 days | No | None |
| Alpha Futures | None to 40% | $200 to $1,000 | $1,000 to $15,000 | Not stated | No | 2 min |
| Top One Futures | None to 40% | $500 | None | Not stated | No | Conditions apply |
Not stated means the firm's pages did not give the figure when we read them. It does not mean the rule is absent.
Plans with the fewest payout hurdles
Checklist before you request a payout
- Read the terms for your stage. 191 ranked plans add a consistency rule only after you pass, so the funded terms are the ones that count.
- Count your qualifying days. Check the minimum profit a day needs to count, and whether the count resets after a payout.
- Run the consistency check. Divide your best day by the rule's percentage and compare it with your total profit.
- Subtract the buffer. Only profit above it can leave, and only if the rest clears the minimum request, typically $100.
- Check every trade against the news calendar. Look for trades opened or closed inside the firm's window on a funded account.
- Confirm no copying or banned software. Copying from another person or a shared bot can void the payout at most firms.
- Save a dated copy of the rules. 89 rule changes at 8 firms landed on our updates page in the last 30 days, so the terms you bought under may not be today's.
If a payout is still refused, ask the firm in writing which rule it applied and to which trades. Compare the answer with the terms you saved and with the firm's rules on PropTested.
How we read the rules
Every figure comes from the terms of the 1,186 plans that pass our ranking bar, read on each firm's own pages and checked November 12, 2026. Buffers, qualifying days, payout limits and request shares are read from each plan's payout wording, so a rule a firm states only in a help article we did not read is missing, not absent. Trading rules are each firm's own position per rule, summarised on the rules page.
On-chain payouts are read from Rise transfers on Arbitrum, the method behind the payout tracker. Picks use $50K ranked plans and our ranking method; commission never counts. For the basics, see news, algo and copy trading rules, splits and payouts and the daily loss limit. To compare whole plans, use the plan list, the ranking, the prop firm match or the drawdown calculator.
Our partner deals with clear payout terms
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FundedNext Futures$50K Flex, $75 to start, code PEAK47% offGo to FundedNext FuturesPEAK
PropTested earns a commission on these links. It never changes a figure or a rank above; how we handle it.
- FundedNext: plans and rules read November 5, 2026
- FundedNext Futures: plans and rules read October 31, 2026
- FundingPips: plans and rules read October 31, 2026
- FTMO: plans and rules read November 5, 2026
- FTMO Futures: plans and rules read October 31, 2026
- The5ers: plans and rules read November 5, 2026
- My Funded Futures: plans and rules read November 5, 2026
- Apex Trader Funding: plans and rules read October 31, 2026
- Topstep: plans and rules read October 31, 2026
- Take Profit Trader: plans and rules read November 4, 2026
- Lucid Trading: plans and rules read October 31, 2026
- FXIFY: plans and rules read November 5, 2026
- Tradeify: plans and rules read November 4, 2026
- Alpha Futures: plans and rules read October 31, 2026
- Top One Futures: plans and rules read November 4, 2026
- PropTested payout tracker
- Rule changes by date