FTMO payout rules

Split, cycle, minimum, caps and buffer per plan, read on FTMO's own pages on November 5, 2026.

As of November 5, 2026, FTMO states a profit split of up to 90% on its own pages. Payout cycle: Reward claim from day 14 after first trade on the account, review 1-2 business days, sent 1-2 business days after invoice approval. First payout: after 14 days. Minimum payout: $20. Paid by Bank wire, Visa Direct / Mastercard Send (up to $20,000), Skrill (up to $3,000), Cryptocurrency (minimum $50).

Payout terms per plan

FTMO Challenge 2-Step (Standard)
Size	Setup	Split	Payouts	First payout	Minimum	Maximum per payout	Buffer (× max loss)
$10K	Standard account type	80% 80%, up to 90% through Scaling Plan or Premium Programme	On request from day 14 after first trade on the account	14 days	$20	n/a	1.00
$25K	Standard account type	80% 80%, up to 90% through Scaling Plan or Premium Programme	On request from day 14 after first trade on the account	14 days	$20	n/a	1.00
$50K	Standard account type	80% 80%, up to 90% through Scaling Plan or Premium Programme	On request from day 14 after first trade on the account	14 days	$20	n/a	1.00
$100K	Standard account type	80% 80%, up to 90% through Scaling Plan or Premium Programme	On request from day 14 after first trade on the account	14 days	$20	n/a	1.00
$200K	Standard account type	80% 80%, up to 90% through Scaling Plan or Premium Programme	On request from day 14 after first trade on the account	14 days	$20	n/a	1.00

FTMO Challenge 2-Step (Swing)
Size	Setup	Split	Payouts	First payout	Minimum	Maximum per payout	Buffer (× max loss)
$10K	Swing account type	80% 80%, up to 90% through Scaling Plan or Premium Programme. No news or market-close holding restrictions. Fee not published outside the sign-in order form, so left null.	On request from day 14 after first trade on the account	14 days	$20	n/a	1.00
$25K	Swing account type	80% 80%, up to 90% through Scaling Plan or Premium Programme. No news or market-close holding restrictions. Fee not published outside the sign-in order form, so left null.	On request from day 14 after first trade on the account	14 days	$20	n/a	1.00
$50K	Swing account type	80% 80%, up to 90% through Scaling Plan or Premium Programme. No news or market-close holding restrictions. Fee not published outside the sign-in order form, so left null.	On request from day 14 after first trade on the account	14 days	$20	n/a	1.00
$100K	Swing account type	80% 80%, up to 90% through Scaling Plan or Premium Programme. No news or market-close holding restrictions. Fee not published outside the sign-in order form, so left null.	On request from day 14 after first trade on the account	14 days	$20	n/a	1.00
$200K	Swing account type	80% 80%, up to 90% through Scaling Plan or Premium Programme. No news or market-close holding restrictions. Fee not published outside the sign-in order form, so left null.	On request from day 14 after first trade on the account	14 days	$20	n/a	1.00

FTMO Challenge 1-Step
Size	Setup	Split	Payouts	First payout	Minimum	Maximum per payout	Buffer (× max loss)
$10K	Standard	90% Consistency: best day at most 50% of total profit, applies to orders from 12 Oct 2026; not a breach	On request from day 14 after first trade on the account	14 days	$20	n/a	1.00
$25K	Standard	90% Consistency: best day at most 50% of total profit, applies to orders from 12 Oct 2026; not a breach	On request from day 14 after first trade on the account	14 days	$20	n/a	1.00
$50K	Standard	90% Consistency: best day at most 50% of total profit, applies to orders from 12 Oct 2026; not a breach	On request from day 14 after first trade on the account	14 days	$20	n/a	1.00
$100K	Standard	90% Consistency: best day at most 50% of total profit, applies to orders from 12 Oct 2026; not a breach	On request from day 14 after first trade on the account	14 days	$20	n/a	1.00
$200K	Standard	90% Consistency: best day at most 50% of total profit, applies to orders from 12 Oct 2026; not a breach	On request from day 14 after first trade on the account	14 days	$20	n/a	1.00

FTMO Instant Account
Size	Setup	Split	Payouts	First payout	Minimum	Maximum per payout	Buffer (× max loss)
$5K	Standard	90% Consistency 30%: not a breach, profit must grow until best day is 30% or less. Measured anew after a Reward.	On request from day 14 after first trade on the account	14 days	$20	n/a	n/a
$10K	Standard	90% Consistency 30%: not a breach, profit must grow until best day is 30% or less. Measured anew after a Reward.	On request from day 14 after first trade on the account	14 days	$20	n/a	n/a
$25K	Standard	90% Consistency 30%: not a breach, profit must grow until best day is 30% or less. Measured anew after a Reward.	On request from day 14 after first trade on the account	14 days	$20	n/a	n/a
$50K	Standard	90% Consistency 30%: not a breach, profit must grow until best day is 30% or less. Measured anew after a Reward.	On request from day 14 after first trade on the account	14 days	$20	n/a	n/a
$100K	Standard	90% Consistency 30%: not a breach, profit must grow until best day is 30% or less. Measured anew after a Reward.	On request from day 14 after first trade on the account	14 days	$20	n/a	n/a

Source: ftmo.com, checked 2026-11-05.

Payout proof

FTMO does not pay on a public blockchain PropTested reads, or its payout addresses are not yet attributed, so there is no on-chain record for it here. Absent does not mean unpaid: firms that pay by bank, card or other rails leave no public trail. Firms with a visible record are on the payout tracker.

Questions about FTMO payouts

Does FTMO actually pay out?

Payouts run reward claim from day 14 after first trade on the account, review 1-2 business days, sent 1-2 business days after invoice approval, the first after 14 days, per the firm's own payout page checked November 5, 2026.

What is the FTMO consistency rule?

FTMO applies a consistency rule of None to 50% in the evaluation and None to 50% on the funded account, as of November 5, 2026.

How splits, buffers and caps work: profit split and payouts explained. Compare payout terms across firms in the payout terms table.