Best 100K Prop Firm Accounts in 2026, Futures and Forex Compared

The best 100K prop firm account for futures right now is Top One Futures' Elite Access, at about $293 real cost to get funded. For forex it is The5ers' Summer Plan 2 Steps, at about $457. We compared all 675 $100K plans we hold, futures and forex apart, checked November 12, 2026.

Of the 675 plans, 158 are futures, 411 forex and 106 crypto. 90 futures plans and 88 forex plans come from established firms with prices confirmed on their own pages, and those are ranked here. The 85 instant $100K plans are covered in is instant funding worth it. Crypto plans are on the $100K crypto list.

Best 100K futures account

Top One Futures Elite Access, $100K

Top One sells the test cheap, $39 instead of $259, and collects the rest when you pass. With the $129 activation fee you are really paying $168. For that you get one of the friendliest tests in futures, an end-of-day drawdown with no daily loss limit. After you pass, the funded account switches to an intraday drawdown and adds a daily limit, so trade it more carefully than the test.

Price

$39, then $129 when you pass

Real cost to get funded

about $293

Target / max loss

$6,000 / $3,000

Drawdown

End of day

Good to know: 40% consistency rule after you pass, which can delay payouts. Profit target is 2.0x the max loss, a hard ask.

Go to Top One FuturesPEAKAll Top One Futures plans and rules

Cheapest 100K futures account to get funded

Traders Launch Legacy NYC, $100K

Traders Launch sells large one-step accounts with an end-of-day drawdown that locks at the starting balance.

Price

$49

Real cost to get funded

about $223

Target / max loss

$2,000 / $1,000

Drawdown

End of day

Good to know: 40% consistency rule in the evaluation. Profit target is 2.0x the max loss, a hard ask.

Go to Traders LaunchAll Traders Launch plans and rules

Best 100K forex account

The5ers Summer Plan 2 Steps, $100K

The5ers has run since 2016 and holds 4.7 on Trustpilot from 40,936 reviews. Its $10,000 static max loss never moves, so profit you make early becomes room for later. This plan is sold for a limited time, so check it is still available. Payouts come with a 50% consistency rule.

Price

$149

Real cost to get funded

about $457

Target / max loss

$15,000 / $10,000

Drawdown

Static

Good to know: Each payout capped at $2,000. First payout only after 14 days.

Go to The5ersAll The5ers plans and rules

Cheapest 100K forex account to get funded and most room for the money

RZR Funded Endurance, $100K

RZR Funded started in 2023, so its record is shorter than most firms here. On Endurance the $8,000 max loss is static and never moves up, which leaves room to recover from a bad start. You keep 80% of the profit; 95% is a paid add-on. Payouts come every 14 days, or every 7 if you pay for the add-on.

Price

$194

Real cost to get funded

about $340

Target / max loss

$6,000 / $8,000

Drawdown

Static

Good to know: First payout only after 14 days.

Go to RZR FundedAll RZR Funded plans and rules

Lowest target for the max loss

Orion Funded Orion Nova, $100K

Orion charges $7 to start Orion Nova and $669 when you pass, so nearly all of the price comes at the end. The $4,000 target is smaller than the $8,000 static max loss.

Price

$7, then $669 when you pass

Real cost to get funded

about $680

Target / max loss

$4,000 / $8,000

Drawdown

Static

Good to know: 20% consistency rule after you pass, which can delay payouts. $669 activation fee when you pass (counted in our cost).

Go to Orion FundedAll Orion Funded plans and rules

What does a 100K prop firm account cost?

The chart sorts every priced $100K evaluation into price bands, futures and forex stacked. Monthly plans count the first month.

Futures prices run from $47 to $900, forex from $66 to $4,286. Across all priced plans, the typical forex challenge costs 2.4x the typical futures test. Checkout price is only the first payment. 38 of the 90 ranked futures plans bill monthly, and many charge an activation fee when you pass.

A worked example in dollars

Take Top One Futures' $100K Elite Access at $39. Say you fail the first attempt and pass the second. The retry costs $35, and passing adds the $129 activation fee. You have paid $203 in all.

Our estimate of $293 is the average case. An attempt passes 22% of the time in our simulation, so the average trader needs 4.6 attempts. Plug your own pass rate into the cost calculator.

How much can you lose on a 100K account?

The max loss is the room you have before the account ends. Here it is as a share of the $100K, for every evaluation that states one.

The median $100K futures plan lets you lose $3,000, and 89% of futures plans sit within $500 of that. Forex is spread wider, with a median of $8,000 and 21% within $500 of it. Use the drawdown calculator to see where your floor sits on a given plan.

How hard is the profit target on a 100K account?

Compare the target with the max loss. A target equal to the max loss is gentle, twice the max loss is hard. Each row is a firm's best $100K plan, with both phases added for a 2-step.

In futures the typical $100K target is 2.0x the max loss, in forex 1.5x. 56 of the 88 ranked forex plans split the target over two phases or more. With the lower ratio, forex pass rates sit higher in our simulation, 33% against 22%, even though a 2-step takes longer.

Which drawdown do 100K plans use?

The drawdown type decides whether profit buys you room. The two bars count the ranked $100K plans of each market.

5 of the ranked futures plans have a static floor, against 77 in forex. 57 futures plans have no daily loss limit. If you hold winners through pullbacks, read trailing drawdown vs end of day before you pick.

What do 100K accounts pay out?

Once funded, the payout terms decide how much of your profit reaches you and when. These are the top six plans of each market.

38 of 90 ranked futures plans and 22 of 88 forex plans apply a consistency rule to payouts. 47 futures plans cap each payout, against 6 in forex. Model a payout with the payout calculator, or see what firms pay on chain in the payout tracker.

Best 100K futures prop firm accounts

Each firm's best $100K futures evaluation, by PropTested score. The full list with every filter is on the $100K futures page.

Best 100K forex prop firm accounts

Each firm's best $100K forex challenge. Every size and step count is on the $100K forex page.

Is 100K the right account size?

The table holds the median ranked evaluation at three sizes per market. Forex firms rarely sell $150K. We hold 8 plans at that size, so forex uses $200K as the step up.

In futures, each $100 spent on a $50K plan buys $469 of max loss, against $334 at $100K. A $100K futures plan doubles the account but not the room, with a median max loss of $3,000 against $2,000. $150K adds room again, $4,500 at a median real cost of $1,257. In forex the max loss grows with the account, so the room per dollar holds up as you size up, $613 per $100 at $100K against $514 at $50K.

Pick 100K when you want the larger payouts it allows and can afford a real cost of about $830 to get funded. If the budget is tight, two $50K futures accounts give you $4,000 of max loss for about $862, more room than one $100K account for a similar sum. The prop firm match picks a size from your budget and risk.