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Cheapest Prop Firms in 2026: The Real Cost to Get Funded, Not the Sticker Price

The cheapest prop firms for futures and forex, ranked on what it really costs to get funded, with fees, renewals and retries counted. Checked daily.

Updated November 3, 2026, 6 min read. Live figures checked November 12, 2026.

The cheapest prop firm to get funded with right now is Funded Futures Family for futures, at about $131 on its $50K S2F Accelerate plan, and RZR Funded for forex at about $215. Those totals include activation fees, renewals and the retries an average attempt needs, checked November 12, 2026.

Most lists of cheap prop firms sort by the price at checkout. That price is only the first payment. For the cheapest checkouts in futures, the real cost to get funded is typically 5.5x as much. This list sorts by the full amount.

The cheapest picks

  1. Cheapest futures firm and cheapest with one paymentFunded Futures FamilyS2F Accelerate, $50KAbout $131 all in, the lowest in futures$50about $131 real cost
  2. Cheapest forex firmRZR FundedEndurance, $50KAbout $215 all in, the lowest in forex$123about $215 real cost
  3. Cheapest monthly planBluSky TradingLaunch, $50KAbout $342 all in, counting two months$59 a month + $99about $342 real cost
  4. Lowest price at checkoutFunded Futures FamilyVelocity, $50K$26 a month to start, but about $746 all in$26 a monthabout $746 real cost

Cheapest futures firm and cheapest with one payment

Funded Futures Family S2F Accelerate, $50K

Funded Futures Family's S2F Accelerate skips the test entirely and is marked down from $499 to $50. The $2,000 drawdown trails intraday, following your best balance, and never stops trailing, so a winning trade that turns around still costs you room. Between payouts you need another $1,500 of profit.

Price
$50
Real cost to get funded
about $131
Drawdown
Intraday
Daily loss limit
None

Good to know: 20% consistency rule on payouts, so one big day can hold up a withdrawal. Each payout capped at $500.

Cheapest forex firm

RZR Funded Endurance, $50K

RZR Funded started in 2023, so its record is shorter than most firms here. On Endurance the $4,000 max loss is static and never moves up, which leaves room to recover from a bad start. You keep 80% of the profit; 95% is a paid add-on. Payouts come every 14 days, or every 7 if you pay for the add-on.

Price
$123
Real cost to get funded
about $215
Drawdown
Static
Daily loss limit
$2,000

Good to know: First payout only after 14 days.

Cheapest monthly plan

BluSky Trading Launch, $50K

BluSky's monthly plans are cheap to start at $59 but add a $99 activation fee. Funded accounts pass through a buffer stage before payouts start.

Price
$59 a month, then $99 when you pass
Real cost to get funded
about $342
Drawdown
End of day
Daily loss limit
None

Good to know: 34% consistency rule after you pass, which can delay payouts. 55% consistency rule in the evaluation.

Lowest price at checkout

Funded Futures Family Velocity, $50K

Funded Futures Family's Velocity is marked down from $265 to $26 for the first month; after that it renews every month until you pass. Its 40% consistency rule in the test means no single day may bring more than 40% of your profit.

Price
$26 a month
Real cost to get funded
about $746
Drawdown
Intraday
Daily loss limit
None

Good to know: Intraday trailing drawdown follows unrealised profit, the strictest common type.

Cheapest futures prop firms

Each firm's cheapest $50K plan, sorted by what it really costs to get funded.

Cheapest futures prop firms by real cost to get funded, $50K, checked 2026-11-12
#Firm and planPriceReal costDrawdown
1Funded Futures FamilyS2F Accelerate$50$131Intraday
2Ylos TradingStandard$36 + $79$185End of day
3Apex Trader FundingIntraday Trail Standard$25 + $99$193Intraday
4Top One FuturesElite Access$39 + $94$219End of day
5DayTraders.comTrail$70 + $5$227Intraday
6Lucid TradingLucidDaily$66$258Intraday
7FundedNext FuturesFlex$75$298End of day
8TradeifyGrowth$87$307End of day
9My Funded FuturesBuilder$92$312End of day
10LEGENDS TradingElite$98$320End of day

Cheapest forex prop firms

Forex plans cost more up front than futures plans of the same size, but usually give a larger, fixed max loss.

Cheapest forex prop firms by real cost to get funded, $50K, checked 2026-11-12
#Firm and planPriceReal costDrawdownMax loss
1RZR FundedEndurance$123$215Static$4,000
2The5ersSummer Plan 2 Steps$99$304Static$5,000
3Moneta Funded1-Step Daily$142$345Static$1,000
4FundedNextLabs Instant FNL-004$150$354Trailing balance$2,000
5Wall Street FundedWall Street Power$6 + $340$355Trailing balance$3,000
6Orion FundedOrion Nova$7 + $349$360Static$4,000
7FundingPips1 Step Flex$215$424Static$6,000
8Hola Prime1-Step Prime$197$537Static$3,000

Why the lowest price is rarely the cheapest

These are the eight lowest checkout prices in futures. The second dot is what each plan really costs once the fees and retries come in.

Checkout price against real costThe eight cheapest $50K futures checkouts, one per firm
  • Checkout price
  • Real cost to get funded
  1. Funded Futures FamilyVelocity$746
  2. DayTraders.comStatic$344
  3. TradeDayQuick Pay$371
  4. Alpha FuturesStandard$481
  5. Lucid TradingLucidDaily$258
  6. FundedNext FuturesFlex$298
  7. My Funded FuturesBuilder$352
  8. Apex Trader FundingIntraday Trail No Activation Fee$301
Show the numbers
NameCheckout priceReal cost to get fundedGap
Funded Futures Family (Velocity)$26$746$720
DayTraders.com (Static)$55$344$289
TradeDay (Quick Pay)$59$371$312
Alpha Futures (Standard)$65$481$417
Lucid Trading (LucidDaily)$66$258$192
FundedNext Futures (Flex)$75$298$223
My Funded Futures (Builder)$75$352$277
Apex Trader Funding (Intraday Trail No Activation Fee)$80$301$221

Cheapest plan at each account size

The cheapest firm changes with the account size, because firms price their sizes differently.

Cheapest plan to get funded by account size, checked 2026-11-12
SizeFuturesReal costForexReal cost
$25KYlos Trading Standard$140RZR Funded Endurance$124
$50KFunded Futures Family S2F Accelerate$131RZR Funded Endurance$215
$100KTraders Launch Legacy NYC$223RZR Funded Endurance$340
$150KTop One Futures Elite Access$362FXIFY Two Phase Pro$1,937

Three ways a cheap plan gets expensive

How we picked

We read every plan on each firm's own website and checkout. The real cost to get funded adds the checkout price, any activation fee, a second month for monthly plans, and the retries an average attempt needs, from 3,000 simulated runs of each plan's rules. A retry costs the cheaper of a reset or a new purchase. Fees taken from your first payout are not counted, since you only pay them once you earn.

Every plan at every size is in the plan comparison, today's discounts are on the offers page, and the real cost calculator lets you change the assumptions.

Sources

Questions traders ask

What is the cheapest prop firm?

Counting fees and retries, Funded Futures Family for futures at about $131 and RZR Funded for forex at about $215, on $50K plans checked November 12, 2026.

Is the cheapest evaluation the cheapest way to get funded?

Rarely. Funded Futures Family has the lowest futures checkout at $26 a month, but it costs about $746 to get funded once renewals, fees and retries are counted.

What is an activation fee?

A one-time charge when you pass the test, before the funded account opens. It is not on the checkout page and discounts usually do not cover it.

Are monthly prop firm plans cheaper?

Only if you pass fast. The fee repeats every month until you pass, so a plan at half the price of a one-time plan costs more from the third month.

How does PropTested work out the real cost?

Checkout price plus any activation fee, a second month on monthly plans, and the retries an average attempt needs, from 3,000 simulated runs of each plan's rules.

We earn a commission through some links, which never changes a ranking. How we rank. Trading carries a high risk of loss, and nothing here is financial advice.

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