Best Prop Firms for US Traders in 2026: Who Accepts US Clients

The best prop firms for US traders right now are Top One Futures for futures and The5ers for forex. 10 of the 87 firms we track name the United States on their restricted-country list, and all of them sell forex and CFD accounts. Checked November 12, 2026.

Best for US futures traders

Top One Futures Elite Access, $50K

Top One sells the test cheap, $39 instead of $189, and collects the rest when you pass. With the $94 activation fee you are really paying $133. For that you get one of the friendliest tests in futures, an end-of-day drawdown with no daily loss limit. After you pass, the funded account switches to an intraday drawdown and adds a daily limit, so trade it more carefully than the test.

Price

$39, then $94 when you pass

Real cost to get funded

about $219

Platforms

WealthCharts, BlackArrow

Payout methods

Crypto via Rise, Bank transfer via Rise

Good to know: 40% consistency rule after you pass, which can delay payouts.

Go to Top One FuturesPEAKAll Top One Futures plans and rules

Best for US forex traders

The5ers Summer Plan 2 Steps, $50K

The5ers has run since 2016 and holds 4.7 on Trustpilot from 40,936 reviews. Its $5,000 static max loss never moves, so profit you make early becomes room for later. This plan is sold for a limited time, so check it is still available. Payouts come with a 50% consistency rule.

Price

$99

Real cost to get funded

about $304

Platforms

MT5

Payout methods

Rise, Crypto USDT/USDC/ETH/LTC

Good to know: Each payout capped at $1,000. First payout only after 14 days.

Go to The5ersAll The5ers plans and rules

Cheapest to get funded

Funded Futures Family S2F Accelerate, $50K

Funded Futures Family's S2F Accelerate skips the test entirely and is marked down from $499 to $50. The $2,000 drawdown trails intraday, following your best balance, and never stops trailing, so a winning trade that turns around still costs you room. Between payouts you need another $1,500 of profit.

Price

$50

Real cost to get funded

about $131

Platforms

Tradovate, WealthCharts

Payout methods

Rise

Good to know: 20% consistency rule on payouts, so one big day can hold up a withdrawal. Each payout capped at $500.

Go to Funded Futures FamilyAll Funded Futures Family plans and rules

Pays to a US bank

Lucid Trading LucidDaily, $50K

Lucid charges $66 for this plan with no activation fee to come later. The drawdown follows your open profit during the day, which is hard on traders who let winners breathe. The 40% consistency rule only applies while you are tested; once funded it is gone. Payouts can be requested daily once you are above the buffer.

Price

$66

Real cost to get funded

about $258

Platforms

NinjaTrader, Tradovate, TradingView

Payout methods

Plaid, WorkMarket by ADP

Good to know: Intraday trailing drawdown follows unrealised profit, the strictest common type.

Go to Lucid TradingAll Lucid Trading plans and rules

Which prop firms do not accept US residents?

These firms name the United States on the restricted-country list they publish. The table quotes the entry as the firm writes it, with the page we read it on.

Audacity Capital names the United States with a condition, so it is not counted as excluding US residents. The exact wording is in the table.

Do forex prop firms accept US clients?

Many do, but this is where the exclusions sit. Our data records what each list says, not why a firm wrote it. The chart compares the share of firms with a published list that name the United States, by market.

The same brand can answer twice. The Trading Pit Futures does not list the United States, while The Trading Pit does. Tradeify does not list the United States, while Tradeify FX does. Check the list of the exact firm you buy from.

How many prop firms accept US traders?

57 of the 87 firms publish a country list without the United States on it. 15 of them are based in the United States. The rest of the field either names the US or publishes no list we could read.

FTMO Futures, Hola Prime, Hola Prime Futures, HyroTrader, LEGENDS Trading, Ment Funding and Orion Funded are ranked on PropTested but publish no country list we could read. We cannot say whether they accept US residents, so they are left out of the picks and the table below. Ask the firm in writing before you buy.

The full list of firms open to US residents is on the prop firms available in the United States page, ranked plan by plan.

Which trading platforms can US traders use?

Platform counts below cover the 57 firms that accept US residents. Among futures firms the most common are Tradovate, NinjaTrader and TradingView. Among forex firms they are MT5, Match-Trader and cTrader.

MT5, Tradovate, NinjaTrader and TradingView each have their own list of firms. Click a bar to open it.

How do US traders get paid by prop firms?

55 of the 57 firms that accept US residents publish their payout methods. The most common are crypto (38 firms), Rise (35) and bank transfer (32). 12 name a method built for US bank accounts.

What changes for a US trader?

• Territories. MyFundedPerps, Take Profit Trader and TradeDay accept US residents, but between them they list Puerto Rico, US Virgin Islands, Northern Mariana Islands and Guam. If you live there, the answer is no.
• The platform can decide. Audacity Capital lists the United States as United States (except via DXtrade). Read which platform the offer covers before checkout.
• Same brand, different list. The Trading Pit names the United States; The Trading Pit Futures does not.
• Payouts. 12 firms name a US bank method such as ACH, Plaid or Aeropay. The others pay through Rise, wires or crypto.
• Taxes and law. PropTested does not give tax or legal advice. The firm's terms decide who may buy, and they are linked in the sources below.

What does it cost a US trader to get funded?

The chart shows the checkout price and the real cost to get funded for the best $50K plan of each firm in the full list below. Real cost counts the activation fee, a second month on monthly plans and the retries an average attempt needs.

A worked example with the Top One Futures pick. You pay $39 for the $50K Elite Access. You fail the first attempt, and a reset costs $35. You pass on the second try and pay the $94 activation fee. In total you have spent $168. An average attempt in our simulation needs 3.5 tries, which puts the real cost to get funded at about $219.

The full list for US traders

The best $50K plan of each futures and forex firm that accepts US residents, in the order of the PropTested ranking. Other sizes are on each firm's page.