Instant Funding

Forex, Saint Lucia (IF Pro Ltd)

Instant Funding is a forex prop firm based in Saint Lucia (IF Pro Ltd). As of October 31, 2026, PropTested reads 7 plans on its site, from $44 one payment, with a profit split of up to 80%. Drawdown is trailing balance or static or end of day and some plans have no daily loss limit. The first payout can be requested after 14 days.

Trustpilot shows this notice on Instant Funding: Trustpilot: "This company’s rating is unavailable due to a breach of our guidelines." / "We’ve removed a number of fake reviews for this company."

From: $44 one payment
Trustpilot: Removed 4,371 reviews
Plans: 7
Largest account: $300K
Offer now: None
Without daily loss: 12 setups
Checked: Oct 31

7 plans at Instant Funding

Plan	Type	Sizes	From	Drawdown	Daily loss	Consistency	Split
Instant Funding PRO1 setup	InstantForex, one payment	$0.625K to $120K	$44$0.625K	Trailing balance	None	n/afunded None	80%
One-Phase PRO1 setup	1-stepForex, one payment	$5K to $200K	$44$5K	Static	Yes	n/afunded n/a	80%
IF Evolve1 setup	1-stepForex, one payment	$10K, $25K, $50K	$49$10K	End of day	None	40%funded n/a	80%
IF Micro PRO1 setup	InstantForex, one payment	$5K to $300K	$53$5K	Static	Yes	n/afunded n/a	80%
One-Phase Lite1 setup	1-stepForex, one payment	$5K to $100K	$57$5K	Trailing balance	Yes	Nonefunded n/a	80%
IF Micro Lite1 setup	InstantForex, one payment	$5K to $100K	$59$5K	Trailing balance	Yes	n/afunded n/a	80%
Instant Funding Lite1 setup	InstantForex, one payment	$1.25K to $80K	$67$1.25K	Trailing balance	Yes	n/afunded None	80%

Every price by account size, with activation and reset fees: Instant Funding pricing.

Every plan in detail

Instant Funding PRO

Instant, paid once

Firm's page

Size	Price	Activation	Target	Max loss	Daily loss	Drawdown	Consistency	Split	Min days	Leverage
$0.625K	$44one payment	None	$0	$62.50	None	Trailing balance	n/afunded: None	80%	n/a	1:100	Buy
$1.25K	$84one payment	None	$0	$125	None	Trailing balance	n/afunded: None	80%	n/a	1:100	Buy
$2.5K	$129one payment	None	$0	$250	None	Trailing balance	n/afunded: None	80%	n/a	1:100	Buy
$5K	$239one payment	None	$0	$500	None	Trailing balance	n/afunded: None	80%	n/a	1:100	Buy
$10K	$459one payment	None	$0	$1,000	None	Trailing balance	n/afunded: None	80%	n/a	1:100	Buy
$20K	$899one payment	None	$0	$2,000	None	Trailing balance	n/afunded: None	80%	n/a	1:100	Buy
$40K	$1,849one payment	None	$0	$4,000	None	Trailing balance	n/afunded: None	80%	n/a	1:100	Buy
$80K	$3,699one payment	None	$0	$8,000	None	Trailing balance	n/afunded: None	80%	n/a	1:100	Buy
$120K	$5,499one payment	None	$0	$12,000	None	Trailing balance	n/afunded: None	80%	n/a	1:100	Buy

Instant Funding Lite

Instant, paid once

Firm's page

Size	Price	Activation	Target	Max loss	Daily loss	Drawdown	Consistency	Split	Min days	Leverage
$1.25K	$67one payment	None	$0	$125	$50	Trailing balance	n/afunded: None	80%	n/a	1:100	Buy
$2.5K	$103one payment	None	$0	$250	$100	Trailing balance	n/afunded: None	80%	n/a	1:100	Buy
$5K	$191one payment	None	$0	$500	$200	Trailing balance	n/afunded: None	80%	n/a	1:100	Buy
$10K	$367one payment	None	$0	$1,000	$400	Trailing balance	n/afunded: None	80%	n/a	1:100	Buy
$20K	$719one payment	None	$0	$2,000	$800	Trailing balance	n/afunded: None	80%	n/a	1:100	Buy
$40K	$1,479one payment	None	$0	$4,000	$1,600	Trailing balance	n/afunded: None	80%	n/a	1:100	Buy
$80K	$2,959one payment	None	$0	$8,000	$3,200	Trailing balance	n/afunded: None	80%	n/a	1:100	Buy

IF Micro Lite

Instant, paid once

Firm's page

Size	Price	Activation	Target	Max loss	Daily loss	Drawdown	Consistency	Split	Min days	Leverage
$5K	$59one payment	None	$0	$300	$150	Trailing balance	n/afunded: n/a	80%	n/a	1:100	Buy
$10K	$99one payment	None	$0	$600	$300	Trailing balance	n/afunded: n/a	80%	n/a	1:100	Buy
$25K	$193one payment	None	$0	$1,500	$750	Trailing balance	n/afunded: n/a	80%	n/a	1:100	Buy
$50K	$341one payment	None	$0	$3,000	$1,500	Trailing balance	n/afunded: n/a	80%	n/a	1:100	Buy
$100K	$671one payment	None	$0	$6,000	$3,000	Trailing balance	n/afunded: n/a	n/a	n/a	1:100	Buy

IF Micro PRO

Instant, paid once

Firm's page

Size	Price	Activation	Target	Max loss	Daily loss	Drawdown	Consistency	Split	Leverage
$5K	$53one payment	None	$0	$300	$200	Static	n/afunded: n/a	80%	1:100	Buy
$10K	$109one payment	None	$0	$600	$400	Static	n/afunded: n/a	80%	1:100	Buy
$25K	$234one payment	None	$0	$1,500	$1,000	Static	n/afunded: n/a	80%	1:100	Buy
$50K	$439one payment	None	$0	$3,000	$2,000	Static	n/afunded: n/a	80%	1:100	Buy
$100K	$813one payment	None	$0	$6,000	$4,000	Static	n/afunded: n/a	80%	1:100	Buy
$200K	$1,199one payment	None	$0	$12,000	$8,000	Static	n/afunded: n/a	80%	1:100	Buy
$300K	$1,659one payment	None	$0	$18,000	$12,000	Static	n/afunded: n/a	80%	1:100	Buy

One-Phase PRO

1-step, paid once

Firm's page

Size	Price	Activation	Target	Max loss	Daily loss	Drawdown	Consistency	Split	Min days	Leverage
$5K	$44one payment	None	$500	$400	$150	Static	n/afunded: n/a	80%	3	1:100	Buy
$10K	$127one payment	None	$1,000	$800	$300	Static	n/afunded: n/a	80%	3	1:100	Buy
$25K	$205one payment	None	$2,500	$2,000	$750	Static	n/afunded: n/a	80%	3	1:100	Buy
$50K	$424one payment	None	$5,000	$4,000	$1,500	Static	n/afunded: n/a	80%	3	1:100	Buy
$100K	$746one payment	None	$10,000	$8,000	$3,000	Static	n/afunded: n/a	80%	3	1:100	Buy
$200K	$1,379one payment	None	$20,000	$16,000	$6,000	Static	n/afunded: n/a	80%	3	1:100	Buy

One-Phase Lite

1-step, paid once

Firm's page

Size	Price	Activation	Target	Max loss	Daily loss	Drawdown	Consistency	Split	Min days	Leverage
$5K	$57one payment	None	$450	$300	$200	Trailing balance	Nonefunded: n/a	80%	n/a	1:100	Buy
$10K	$100one payment	None	$900	$600	$400	Trailing balance	Nonefunded: n/a	80%	n/a	1:100	Buy
$25K	$185one payment	None	$2,250	$1,500	$1,000	Trailing balance	Nonefunded: n/a	80%	n/a	1:100	Buy
$50K	$284one payment	None	$4,500	$3,000	$2,000	Trailing balance	Nonefunded: n/a	80%	n/a	1:100	Buy
$100K	$500one payment	None	$9,000	$6,000	$4,000	Trailing balance	Nonefunded: n/a	80%	n/a	1:100	Buy

IF Evolve

1-step, paid once

Firm's page

Size	Price	Activation	Target	Max loss	Daily loss	Drawdown	Consistency	Split	Min days	Leverage
$10K	$49one payment	None	$600	$400	None	End of day	40%funded: n/a	80%	5	n/a	Buy
$25K	$69one payment	None	$1,500	$1,000	None	End of day	40%funded: n/a	80%	5	n/a	Buy
$50K	$99one payment	None	$3,000	$2,000	None	End of day	40%funded: n/a	80%	5	n/a	Buy

Current offers

40%off

40% off IF Micro Lite accounts up to $25K

IF Micro Lite $5K, $10K, $25K

Applies at checkout

No end date givenGet 40% off

30%off

30% off PRO and Lite accounts, no minimum spend

PRO and Lite programs; not valid on Evolve

Applies at checkout

No end date givenGet 30% off

Verification, conditions and the price with and without the offer: Instant Funding discount codes.

What you may do

News tradingLimitedRestrictions near major news events; a paid add-on (+15%) allows major news trading and weekend holding.
Algos and EAsLimitedPublic third-party EAs restricted.
Copy tradingLimitedCopying between unrelated accounts banned.
Overnight holdingAllowed
Weekend holdingUnknownEnabled on challenge phases and Micro programs; otherwise through the add-on.
ScalingYesUp to $1.28M on Instant Funding, or 25% every 90 days after 10% profit up to double on others.

Source: instantfunding.com, checked 2026-10-31.

Loss limits, consistency and minimum days per plan, with the change log: Instant Funding rules.

Getting paid

Payout cycle: By program: on demand, weekly after day 14, or every 14 days.
First payout: after 14 days.
Minimum payout: $25.
Paid by Bank transfer and crypto via Rise, Direct crypto.
On-chain, PropTested has read $801,700 across 588 payouts on Arbitrum, the latest on 2026-11-12. That is a minimum: bank and card payouts are not visible on chain.
Trustpilot shows a notice on this firm: Trustpilot: "This company’s rating is unavailable due to a breach of our guidelines." / "We’ve removed a number of fake reviews for this company."

Source: instantfunding.com, checked 2026-10-31.

Split, cycle, minimum and buffer per plan: Instant Funding payout rules.

Platforms

MT5cTraderMatch-Trader

What changed at Instant Funding

October 31, 2026 Offer New offer: 40% off IF Micro Lite accounts up to $25K
October 31, 2026 Offer New offer: 30% off PRO and Lite accounts, no minimum spend
October 31, 2026 Rule change 50K IF Evolve: max loss changed from 5000 to 2000
October 31, 2026 Rule change 50K IF Evolve: target changed from 5000 to 3000
October 31, 2026 Rule change 25K IF Evolve: max loss changed from 2500 to 1000
October 31, 2026 Rule change 25K IF Evolve: target changed from 2500 to 1500

Detected between daily checks of Instant Funding's own pages. All prop firm changes.

Questions about Instant Funding

Does Instant Funding actually pay out?

PropTested has read $801,700 of Instant Funding payouts on Arbitrum, so yes, it pays. Payouts run by program: on demand, weekly after day 14, or every 14 days, the first after 14 days, per the firm's own payout page checked October 31, 2026.

Is Instant Funding a monthly fee or a one-time payment?

Instant Funding charges a single payment per evaluation; there is no monthly subscription.

How much is a $50K Instant Funding account?

The cheapest $50K plan at Instant Funding is IF Evolve at $99 one payment, checked October 31, 2026.

How much is a $100K Instant Funding account?

The cheapest $100K plan at Instant Funding is One-Phase Lite at $500 one payment, checked October 31, 2026.

What is the Instant Funding consistency rule?

Instant Funding applies a consistency rule of None to 40% in the evaluation and none on the funded account, as of October 31, 2026.

What drawdown does Instant Funding use?

Instant Funding uses trailing balance and static and end of day drawdown; 12 of its 42 setups have no daily loss limit. Each plan's exact dollar amounts are in the plan table above.

Does Instant Funding allow news trading?

With limits, as of October 31, 2026. Restrictions near major news events; a paid add-on (+15%) allows major news trading and weekend holding.

Does Instant Funding allow EAs and algos?

With limits, as of October 31, 2026. Public third-party EAs restricted.

Does Instant Funding allow copy trading?

With limits, as of October 31, 2026. Copying between unrelated accounts banned.

What changed at Instant Funding recently?

On October 31, 2026: New offer: 40% off IF Micro Lite accounts up to $25K. PropTested logs every rule, price and plan change it detects between daily checks.

Work at Instant Funding, or spotted a figure that is off? and we check it within one business day. How corrections work is on the methodology page.

PropTested guides that cover Instant Funding

Prop Firm Rule Changes November 2026: What Changed and What It Means for Your AccountNews, 7 min read
Do Prop Firms Actually Pay Out? What the Blockchain ShowsGuide, 5 min read

Instant Funding compared with other firms

FundedNext vs Instant Funding FundingPips vs Instant Funding FTMO vs Instant Funding The5ers vs Instant Funding Alpha Capital vs Instant Funding FXIFY vs Instant Funding Maven vs Instant Funding Wall Street Funded vs Instant Funding Instant Funding vs Goat Funded Trader Instant Funding vs TX3 Funding

Instant Funding appears in these lists

No consistency rule No daily loss limit No activation fee Instant funding 1-step Static drawdown End of day drawdown One payment Daily payouts Overnight holding allowed MT5 prop firms cTrader prop firms Match-Trader prop firms

Other forex prop firms

FundedNext FundingPips FTMO The5ers Alpha Capital FXIFY

We couldn't confirm every detail on Instant Funding's own pages. Anything unconfirmed is marked, never estimated.