Head to head on price, cost to get funded, rules, payouts and trust, read on both firms' own pages. Checked October 31, 2026.
Verdict: TX3 Funding wins 3 of the 5 points the data decides, Instant Funding 2. TX3 Funding leads on cheapest $100k plan, max profit split, rules allowed (of 5). Instant Funding leads on cheapest plan to start, lowest cost to get funded (est.). Points the data cannot decide are left unmarked.
 Instant Funding |  TX3 Funding | |
|---|---|---|
| Market | forex | forex |
| Based in | Saint Lucia (IF Pro Ltd) | United States (TX3 Funding LLC, Delaware); international clients served by Tx3 Funding Global Ltd, Saint Lucia |
| Founded | n/a | 2021 |
| Trustpilot | n/a | 3 (4,310 reviews) |
| PropTested safety score | n/a | n/a |
| Plans on sale | 7 | 5 |
| Cheapest plan to start | $99 (IF Evolve, $50K) | $150 (Instant Pro, $50K) |
| Cheapest $100K plan | $500 | $250 |
| Lowest cost to get funded (est.) | $103 | $117 |
| Max profit split | 80% | 85% |
| Drawdown types | Trailing balance, Static, End of day | Trailing balance, Static |
| Plans without daily loss limit | 12 of 42 | 0 of 25 |
| Plans without consistency rule | 5 of 42 | 16 of 25 |
| First payout | After 14 days | n/a |
| Payout cycle | By program: on demand, weekly after day 14, or every 14 days | Depends on plan: every 3, 7, 10 or 14 days, or on demand |
| Payouts read on chain | $801,700 | none visible |
| Rules allowed (of 5) | 1 | 2 |
| Platforms | MT5, cTrader, Match-Trader | Match-Trader |
| Current offer | 30% off | none |
| Checked | 2026-10-31 | 2026-11-05 |
Instant Funding is a forex prop firm based in Saint Lucia (IF Pro Ltd). As of October 31, 2026, PropTested reads 7 plans on its site, from $44 one payment, with a profit split of up to 80%. Drawdown is trailing balance or static or end of day and some plans have no daily loss limit. The first payout can be requested after 14 days. All Instant Funding plans and rules.
TX3 Funding is a forex prop firm based in United States (TX3 Funding LLC, Delaware); international clients served by Tx3 Funding Global Ltd, Saint Lucia, founded in 2021. As of November 5, 2026, PropTested reads 5 plans on its site, from $50 one payment, with a profit split of up to 85%. Drawdown is trailing balance or static. Trustpilot shows 3 of 5 from 4,310 reviews. All TX3 Funding plans and rules.
Instant Funding has the cheaper entry plan: Instant Funding starts at $99 (IF Evolve) and TX3 Funding at $150 (Instant Pro), checked October 31, 2026. The cost-to-funded estimate in the table is the better guide, because it counts resets and fees against each plan's pass odds.
Instant Funding: By program: on demand, weekly after day 14, or every 14 days. TX3 Funding: Depends on plan: every 3, 7, 10 or 14 days, or on demand.
Instant Funding allows 1 of the five trading rules PropTested tracks (news, EAs, copy trading, overnight, weekend) and TX3 Funding allows 2. 5 of Instant Funding's 42 setups have no evaluation consistency rule, against 16 of 25 at TX3 Funding.
Trustpilot data is missing for one of the firms.
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