Head to head on price, cost to get funded, rules, payouts and trust, read on both firms' own pages. Checked October 31, 2026.
Verdict: Goat Funded Trader wins 3 of the 4 points the data decides, Instant Funding 1. Goat Funded Trader leads on cheapest $100k plan, lowest cost to get funded (est.), max profit split. Instant Funding leads on cheapest plan to start. Points the data cannot decide are left unmarked.
 Instant Funding |  Goat Funded Trader | |
|---|---|---|
| Market | forex | forex |
| Based in | Saint Lucia (IF Pro Ltd) | Hong Kong (Wishes Tower International Limited) |
| Founded | n/a | n/a |
| Trustpilot | n/a | n/a |
| PropTested safety score | n/a | n/a |
| Plans on sale | 7 | 9 |
| Cheapest plan to start | $99 (IF Evolve, $50K) | $184.80 (2 Step GOAT, $50K) |
| Cheapest $100K plan | $500 | $99 |
| Lowest cost to get funded (est.) | $103 | $42 |
| Max profit split | 80% | 90% |
| Drawdown types | Trailing balance, Static, End of day | Static, Trailing balance, Intraday |
| Plans without daily loss limit | 12 of 42 | 13 of 56 |
| Plans without consistency rule | 5 of 42 | 25 of 56 |
| First payout | After 14 days | After 14 days |
| Payout cycle | By program: on demand, weekly after day 14, or every 14 days | Bi-weekly by default, daily on Instant Daily; on-demand first reward as an add-on |
| Payouts read on chain | $801,700 | $18,909,375 |
| Rules allowed (of 5) | 1 | 1 |
| Platforms | MT5, cTrader, Match-Trader | MT5, cTrader, TradeLocker, Match-Trader |
| Current offer | 30% off | 50% off |
| Checked | 2026-10-31 | 2026-11-04 |
Instant Funding is a forex prop firm based in Saint Lucia (IF Pro Ltd). As of October 31, 2026, PropTested reads 7 plans on its site, from $44 one payment, with a profit split of up to 80%. Drawdown is trailing balance or static or end of day and some plans have no daily loss limit. The first payout can be requested after 14 days. All Instant Funding plans and rules.
Goat Funded Trader is a forex prop firm based in Hong Kong (Wishes Tower International Limited). As of November 4, 2026, PropTested reads 9 plans on its site, from $17 one payment, with a profit split of up to 90%. Drawdown is static or trailing balance or intraday and some plans have no daily loss limit. The first payout can be requested after 14 days. All Goat Funded Trader plans and rules.
Instant Funding has the cheaper entry plan: Instant Funding starts at $99 (IF Evolve) and Goat Funded Trader at $184.80 (2 Step GOAT), checked October 31, 2026. The cost-to-funded estimate in the table is the better guide, because it counts resets and fees against each plan's pass odds.
Both allow a first payout after the same wait: Instant Funding after 14 days, Goat Funded Trader after 14 days. Cycles: Instant Funding By program: on demand, weekly after day 14, or every 14 days; Goat Funded Trader Bi-weekly by default, daily on Instant Daily; on-demand first reward as an add-on.
Instant Funding allows 1 of the five trading rules PropTested tracks (news, EAs, copy trading, overnight, weekend) and Goat Funded Trader allows 1. 5 of Instant Funding's 42 setups have no evaluation consistency rule, against 25 of 56 at Goat Funded Trader.
Trustpilot data is missing for one of the firms.
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