Head to head on price, cost to get funded, rules, payouts and trust, read on both firms' own pages. Checked October 31, 2026.
Verdict: FundingPips wins 4 of the 5 points the data decides, Instant Funding 1. FundingPips leads on cheapest $100k plan, lowest cost to get funded (est.), max profit split, rules allowed (of 5). Instant Funding leads on cheapest plan to start. Points the data cannot decide are left unmarked.
 FundingPips |  Instant Funding | |
|---|---|---|
| Market | forex | forex |
| Based in | UAE | Saint Lucia (IF Pro Ltd) |
| Founded | n/a | n/a |
| Trustpilot | 4.5 (71,436 reviews) | n/a |
| PropTested safety score | 54/100 | n/a |
| Plans on sale | 5 | 7 |
| Cheapest plan to start | $195.20 (Zero, $50K) | $99 (IF Evolve, $50K) |
| Cheapest $100K plan | $355.20 | $500 |
| Lowest cost to get funded (est.) | $70 | $103 |
| Max profit split | 100% | 80% |
| Drawdown types | Static, Intraday | Trailing balance, Static, End of day |
| Plans without daily loss limit | 0 of 147 | 12 of 42 |
| Plans without consistency rule | 147 of 147 | 5 of 42 |
| First payout | n/a | After 14 days |
| Payout cycle | By model: bi-weekly, weekly (2 Step Pro), or on demand; processed in 1-3 working days | By program: on demand, weekly after day 14, or every 14 days |
| Payouts read on chain | $157,397,519 | $801,700 |
| Rules allowed (of 5) | 2 | 1 |
| Platforms | MT5, cTrader, Match-Trader | MT5, cTrader, Match-Trader |
| Current offer | 20% off | 30% off |
| Checked | 2026-10-31 | 2026-10-31 |
FundingPips is a forex prop firm based in UAE. As of October 31, 2026, PropTested reads 5 plans on its site, from $23.20 one payment, with a profit split of up to 100%. Drawdown is static or intraday. Trustpilot shows 4.5 of 5 from 71,436 reviews. All FundingPips plans and rules.
Instant Funding is a forex prop firm based in Saint Lucia (IF Pro Ltd). As of October 31, 2026, PropTested reads 7 plans on its site, from $44 one payment, with a profit split of up to 80%. Drawdown is trailing balance or static or end of day and some plans have no daily loss limit. The first payout can be requested after 14 days. All Instant Funding plans and rules.
Instant Funding has the cheaper entry plan: FundingPips starts at $195.20 (Zero) and Instant Funding at $99 (IF Evolve), checked October 31, 2026. The cost-to-funded estimate in the table is the better guide, because it counts resets and fees against each plan's pass odds.
FundingPips: By model: bi-weekly, weekly (2 Step Pro), or on demand; processed in 1-3 working days. Instant Funding: By program: on demand, weekly after day 14, or every 14 days.
FundingPips allows 2 of the five trading rules PropTested tracks (news, EAs, copy trading, overnight, weekend) and Instant Funding allows 1. 147 of FundingPips's 147 setups have no evaluation consistency rule, against 5 of 42 at Instant Funding.
Trustpilot data is missing for one of the firms.
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