FundingPips vs FTMO

Head to head on price, cost to get funded, rules, payouts and trust, read on both firms' own pages. Checked October 31, 2026.

Verdict: FundingPips wins 4 of the 7 points the data decides, FTMO 3. FundingPips leads on cheapest plan to start, cheapest $100k plan, lowest cost to get funded (est.), max profit split. FTMO leads on trustpilot, proptested safety score, rules allowed (of 5). Points the data cannot decide are left unmarked.

Side by side

FundingPips vs FTMO, checked 2026-10-31
FundingPips FTMO
Marketforexforex
Based inUAECzech Republic
Foundedn/a2015
Trustpilot4.5 (71,436 reviews)4.8 (55,531 reviews)
PropTested safety score54/10067/100
Plans on sale54
Cheapest plan to start$195.20 (Zero, $50K)$354.95 (FTMO Challenge 1-Step, $50K, converted from EUR 319)
Cheapest $100K plan$355.20$443.97 (converted from EUR 399)
Lowest cost to get funded (est.)$70$219
Max profit split100%90%
Drawdown typesStatic, IntradayStatic, End of day, Trailing balance
Plans without daily loss limit0 of 1470 of 20
Plans without consistency rule147 of 14715 of 20
First payoutn/aAfter 14 days
Payout cycleBy model: bi-weekly, weekly (2 Step Pro), or on demand; processed in 1-3 working daysReward claim from day 14 after first trade on the account, review 1-2 business days, sent 1-2 business days after invoice approval
Payouts read on chain$157,397,519none visible
Rules allowed (of 5)23
PlatformsMT5, cTrader, Match-TraderMT4, MT5, cTrader, TradingView
Current offer20% offnone
Checked2026-10-312026-11-05

About FundingPips

FundingPips is a forex prop firm based in UAE. As of October 31, 2026, PropTested reads 5 plans on its site, from $23.20 one payment, with a profit split of up to 100%. Drawdown is static or intraday. Trustpilot shows 4.5 of 5 from 71,436 reviews. All FundingPips plans and rules.

About FTMO

FTMO is a forex prop firm based in Czech Republic, founded in 2015. As of November 5, 2026, PropTested reads 4 plans on its site, from $87.90 one payment (converted from EUR 79; the firm charges in EUR), with a profit split of up to 90%. Drawdown is static or end of day or trailing balance. The first payout can be requested after 14 days. Trustpilot shows 4.8 of 5 from 55,531 reviews. All FTMO plans and rules.

Questions traders ask

Which is cheaper, FundingPips or FTMO?

FundingPips has the cheaper entry plan: FundingPips starts at $195.20 (Zero) and FTMO at $354.95 (FTMO Challenge 1-Step), checked October 31, 2026. FTMO charges in EUR; its price is converted from EUR 319 at 1.1127, ECB reference rate of November 11, 2026. The cost-to-funded estimate in the table is the better guide, because it counts resets and fees against each plan's pass odds.

Which pays out faster, FundingPips or FTMO?

FundingPips: By model: bi-weekly, weekly (2 Step Pro), or on demand; processed in 1-3 working days. FTMO: Reward claim from day 14 after first trade on the account, review 1-2 business days, sent 1-2 business days after invoice approval.

Which has stricter rules?

FundingPips allows 2 of the five trading rules PropTested tracks (news, EAs, copy trading, overnight, weekend) and FTMO allows 3. 147 of FundingPips's 147 setups have no evaluation consistency rule, against 15 of 20 at FTMO.

Is FundingPips or FTMO more trusted?

On Trustpilot FTMO scores higher: FundingPips 4.5 from 71,436 reviews, FTMO 4.8 from 55,531. PropTested's safety score adds payout proof, rules and the company behind the firm.

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