Head to head on price, cost to get funded, rules, payouts and trust, read on both firms' own pages. Checked October 31, 2026.
Verdict: Top One Trader wins 3 of the 4 points the data decides, FundingPips 1. Top One Trader leads on cheapest plan to start, cheapest $100k plan, lowest cost to get funded (est.). FundingPips leads on max profit split. Points the data cannot decide are left unmarked.
 FundingPips |  Top One Trader | |
|---|---|---|
| Market | forex | forex |
| Based in | UAE | United States (Top One Trader, LLC) |
| Founded | n/a | n/a |
| Trustpilot | 4.5 (71,436 reviews) | n/a |
| PropTested safety score | 54/100 | n/a |
| Plans on sale | 5 | 6 |
| Cheapest plan to start | $195.20 (Zero, $50K) | $114 (One-Step FLASH, $50K) |
| Cheapest $100K plan | $355.20 | $270 |
| Lowest cost to get funded (est.) | $70 | $43 |
| Max profit split | 100% | 90% |
| Drawdown types | Static, Intraday | Trailing balance, Static |
| Plans without daily loss limit | 0 of 147 | 7 of 33 |
| Plans without consistency rule | 147 of 147 | 20 of 33 |
| First payout | n/a | After 14 days |
| Payout cycle | By model: bi-weekly, weekly (2 Step Pro), or on demand; processed in 1-3 working days | 14 or 30 days by plan; weekly with add-on on some plans |
| Payouts read on chain | $157,397,519 | $6,945,097 |
| Rules allowed (of 5) | 2 | 2 |
| Platforms | MT5, cTrader, Match-Trader | MT5, Match-Trader, TradeLocker |
| Current offer | 20% off | none |
| Checked | 2026-10-31 | 2026-11-05 |
FundingPips is a forex prop firm based in UAE. As of October 31, 2026, PropTested reads 5 plans on its site, from $23.20 one payment, with a profit split of up to 100%. Drawdown is static or intraday. Trustpilot shows 4.5 of 5 from 71,436 reviews. All FundingPips plans and rules.
Top One Trader is a forex prop firm based in United States (Top One Trader, LLC). As of November 5, 2026, PropTested reads 6 plans on its site, from $18 one payment, with a profit split of up to 90%. Drawdown is trailing balance or static and some plans have no daily loss limit. The first payout can be requested after 14 days. All Top One Trader plans and rules.
Top One Trader has the cheaper entry plan: FundingPips starts at $195.20 (Zero) and Top One Trader at $114 (One-Step FLASH), checked October 31, 2026. The cost-to-funded estimate in the table is the better guide, because it counts resets and fees against each plan's pass odds.
FundingPips: By model: bi-weekly, weekly (2 Step Pro), or on demand; processed in 1-3 working days. Top One Trader: 14 or 30 days by plan; weekly with add-on on some plans.
FundingPips allows 2 of the five trading rules PropTested tracks (news, EAs, copy trading, overnight, weekend) and Top One Trader allows 2. 147 of FundingPips's 147 setups have no evaluation consistency rule, against 20 of 33 at Top One Trader.
Trustpilot data is missing for one of the firms.
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