Instant Funding rules

Every loss limit and trading rule per plan, read on Instant Funding's own pages on October 31, 2026.

As of October 31, 2026, Instant Funding uses trailing balance and static and end of day, 12 of 42 setups have no daily loss limit and 5 have no consistency rule in the evaluation. News trading is limited, EAs are limited, weekend holding is not stated.

Loss limits and pass rules per plan

Instant Funding PRO: Instant
Size	Setup	Target	Max loss	Drawdown	Daily loss	Consistency, eval	Consistency, funded	Min days	Leverage
$0.625K	Standard	$0	$62.50	Trailing balance	None	n/a	None	n/a	1:100
$1.25K	Standard	$0	$125	Trailing balance	None	n/a	None	n/a	1:100
$2.5K	Standard	$0	$250	Trailing balance	None	n/a	None	n/a	1:100
$5K	Standard	$0	$500	Trailing balance	None	n/a	None	n/a	1:100
$10K	Standard	$0	$1,000	Trailing balance	None	n/a	None	n/a	1:100
$20K	Standard	$0	$2,000	Trailing balance	None	n/a	None	n/a	1:100
$40K	Standard	$0	$4,000	Trailing balance	None	n/a	None	n/a	1:100
$80K	Standard	$0	$8,000	Trailing balance	None	n/a	None	n/a	1:100
$120K	Standard	$0	$12,000	Trailing balance	None	n/a	None	n/a	1:100

10% Smart Drawdown that locks after reaching 5% profit; no daily limit. News-and-weekend add-on +15%, split add-on +20%.

Instant Funding Lite: Instant
Size	Setup	Target	Max loss	Drawdown	Daily loss	Consistency, eval	Consistency, funded	Min days	Leverage
$1.25K	Standard	$0	$125	Trailing balance	$50	n/a	None	n/a	1:100
$2.5K	Standard	$0	$250	Trailing balance	$100	n/a	None	n/a	1:100
$5K	Standard	$0	$500	Trailing balance	$200	n/a	None	n/a	1:100
$10K	Standard	$0	$1,000	Trailing balance	$400	n/a	None	n/a	1:100
$20K	Standard	$0	$2,000	Trailing balance	$800	n/a	None	n/a	1:100
$40K	Standard	$0	$4,000	Trailing balance	$1,600	n/a	None	n/a	1:100
$80K	Standard	$0	$8,000	Trailing balance	$3,200	n/a	None	n/a	1:100

10% Smart Drawdown; 4% daily drawdown.

IF Micro Lite: Instant
Size	Setup	Target	Max loss	Drawdown	Daily loss	Consistency, eval	Consistency, funded	Min days	Leverage
$5K	Standard	$0	$300	Trailing balance	$150	n/a	n/a	n/a	1:100
$10K	Standard	$0	$600	Trailing balance	$300	n/a	n/a	n/a	1:100
$25K	Standard	$0	$1,500	Trailing balance	$750	n/a	n/a	n/a	1:100
$50K	Standard	$0	$3,000	Trailing balance	$1,500	n/a	n/a	n/a	1:100
$100K	Standard	$0	$6,000	Trailing balance	$3,000	n/a	n/a	n/a	1:100

6% Smart Drawdown that locks at 3% of balance after 3% profit; 3% daily.

IF Micro PRO: Instant
Size	Setup	Target	Max loss	Drawdown	Daily loss	Consistency, eval	Consistency, funded	Leverage
$5K	Standard	$0	$300	Static	$200	n/a	n/a	1:100
$10K	Standard	$0	$600	Static	$400	n/a	n/a	1:100
$25K	Standard	$0	$1,500	Static	$1,000	n/a	n/a	1:100
$50K	Standard	$0	$3,000	Static	$2,000	n/a	n/a	1:100
$100K	Standard	$0	$6,000	Static	$4,000	n/a	n/a	1:100
$200K	Standard	$0	$12,000	Static	$8,000	n/a	n/a	1:100
$300K	Standard	$0	$18,000	Static	$12,000	n/a	n/a	1:100

6% static, 4% daily. Consistency increase add-on +25%, split add-on +20%.

One-Phase PRO: 1-step
Size	Setup	Target	Max loss	Drawdown	Daily loss	Consistency, eval	Consistency, funded	Min days	Leverage
$5K	Standard	$500	$400	Static	$150	n/a	n/a	3	1:100
$10K	Standard	$1,000	$800	Static	$300	n/a	n/a	3	1:100
$25K	Standard	$2,500	$2,000	Static	$750	n/a	n/a	3	1:100
$50K	Standard	$5,000	$4,000	Static	$1,500	n/a	n/a	3	1:100
$100K	Standard	$10,000	$8,000	Static	$3,000	n/a	n/a	3	1:100
$200K	Standard	$20,000	$16,000	Static	$6,000	n/a	n/a	3	1:100

8% static, 3% daily. Add-ons: lower target 2% (+20%), 2% more drawdown (+20%), remove minimum days (+10%), news and weekend (+15%), 10% more split (+20%).

One-Phase Lite: 1-step
Size	Setup	Target	Max loss	Drawdown	Daily loss	Consistency, eval	Consistency, funded	Min days	Leverage
$5K	Standard	$450	$300	Trailing balance	$200	None	n/a	n/a	1:100
$10K	Standard	$900	$600	Trailing balance	$400	None	n/a	n/a	1:100
$25K	Standard	$2,250	$1,500	Trailing balance	$1,000	None	n/a	n/a	1:100
$50K	Standard	$4,500	$3,000	Trailing balance	$2,000	None	n/a	n/a	1:100
$100K	Standard	$9,000	$6,000	Trailing balance	$4,000	None	n/a	n/a	1:100

6% max, 4% daily; the 6% max is trailing on the highest closed balance (closed trades only) and never moves down.

IF Evolve: 1-step
Size	Setup	Target	Max loss	Drawdown	Daily loss	Consistency, eval	Consistency, funded	Min days	Leverage
$10K	Standard	$600	$400	End of day	None	40%	n/a	5	n/a
$25K	Standard	$1,500	$1,000	End of day	None	40%	n/a	5	n/a
$50K	Standard	$3,000	$2,000	End of day	None	40%	n/a	5	n/a

4% EOD trailing drawdown; no daily drawdown; consistency 40% best day; 5 minimum profitable days of at least 0.25%.

Source: instantfunding.com, checked 2026-10-31.

What you may do at Instant Funding

News tradingLimitedRestrictions near major news events; a paid add-on (+15%) allows major news trading and weekend holding.
Algos and EAsLimitedPublic third-party EAs restricted.
Copy tradingLimitedCopying between unrelated accounts banned.
Overnight holdingAllowed
Weekend holdingUnknownEnabled on challenge phases and Micro programs; otherwise through the add-on.
ScalingYesUp to $1.28M on Instant Funding, or 25% every 90 days after 10% profit up to double on others.

Source: instantfunding.com, checked 2026-10-31.

Rule and plan changes at Instant Funding

October 31, 2026 Rule change 50K IF Evolve: max loss changed from 5000 to 2000
October 31, 2026 Rule change 50K IF Evolve: target changed from 5000 to 3000
October 31, 2026 Rule change 25K IF Evolve: max loss changed from 2500 to 1000
October 31, 2026 Rule change 25K IF Evolve: target changed from 2500 to 1500
October 31, 2026 Rule change 10K IF Evolve: max loss changed from 1000 to 400
October 31, 2026 Rule change 10K IF Evolve: target changed from 1000 to 600

Detected by comparing Instant Funding's pages between daily checks. Full log on the updates page.

Questions about Instant Funding rules

What is the Instant Funding consistency rule?

Instant Funding applies a consistency rule of None to 40% in the evaluation and none on the funded account, as of October 31, 2026.

What drawdown does Instant Funding use?

Instant Funding uses trailing balance and static and end of day drawdown; 12 of its 42 setups have no daily loss limit. Each plan's exact dollar amounts are in the plan table above.

Does Instant Funding allow news trading?

With limits, as of October 31, 2026. Restrictions near major news events; a paid add-on (+15%) allows major news trading and weekend holding.

Does Instant Funding allow EAs and algos?

With limits, as of October 31, 2026. Public third-party EAs restricted.

Does Instant Funding allow copy trading?

With limits, as of October 31, 2026. Copying between unrelated accounts banned.

What changed at Instant Funding recently?

On October 31, 2026: New offer: 40% off IF Micro Lite accounts up to $25K. PropTested logs every rule, price and plan change it detects between daily checks.

Instant Funding appears in these lists

No consistency rule No daily loss limit No activation fee Instant funding 1-step Static drawdown End of day drawdown One payment Overnight holding allowed

Rules explained: max drawdown, daily loss limit, consistency rule, news, algos and holding rules.