Head to head on price, cost to get funded, rules, payouts and trust, read on both firms' own pages. Checked November 5, 2026.
Verdict: FTMO wins 4 of the 7 points the data decides, FXIFY 3. FTMO leads on trustpilot, proptested safety score, max profit split, rules allowed (of 5). FXIFY leads on cheapest plan to start, cheapest $100k plan, lowest cost to get funded (est.). Points the data cannot decide are left unmarked.
 FTMO |  FXIFY | |
|---|---|---|
| Market | forex | forex |
| Based in | Czech Republic | United Kingdom |
| Founded | 2015 | 2023 |
| Trustpilot | 4.8 (55,531 reviews) | 4.3 (6,550 reviews) |
| PropTested safety score | 67/100 | 64/100 |
| Plans on sale | 4 | 10 |
| Cheapest plan to start | $354.95 (FTMO Challenge 1-Step, $50K, converted from EUR 319) | $186.75 (Three Phase, $50K) |
| Cheapest $100K plan | $443.97 (converted from EUR 399) | $299.25 |
| Lowest cost to get funded (est.) | $219 | $47 |
| Max profit split | 90% | 80% |
| Drawdown types | Static, End of day, Trailing balance | Trailing balance, Static |
| Plans without daily loss limit | 0 of 20 | 0 of 64 |
| Plans without consistency rule | 15 of 20 | 11 of 64 |
| First payout | After 14 days | n/a |
| Payout cycle | Reward claim from day 14 after first trade on the account, review 1-2 business days, sent 1-2 business days after invoice approval | 1, 2 Trailing and 3 Phase: first payout on demand, then every 30 days or 14 with add-on; 2 Phase Classic 14 or 30 days; 2 Phase Pro every 10 days; Instant every 14 days (first after 14); Instant Lite every 10 days; Lightning first after 7 days then every 14 |
| Payouts read on chain | none visible | $1,659,186 |
| Rules allowed (of 5) | 3 | 2 |
| Platforms | MT4, MT5, cTrader, TradingView | MT5, DXTrade, TradingView |
| Current offer | none | 35% off |
| Checked | 2026-11-05 | 2026-11-05 |
FTMO is a forex prop firm based in Czech Republic, founded in 2015. As of November 5, 2026, PropTested reads 4 plans on its site, from $87.90 one payment (converted from EUR 79; the firm charges in EUR), with a profit split of up to 90%. Drawdown is static or end of day or trailing balance. The first payout can be requested after 14 days. Trustpilot shows 4.8 of 5 from 55,531 reviews. All FTMO plans and rules.
FXIFY is a forex prop firm based in United Kingdom, founded in 2023. As of November 5, 2026, PropTested reads 10 plans on its site, from $19 one payment, with a profit split of up to 80%. Drawdown is trailing balance or static. Trustpilot shows 4.3 of 5 from 6,550 reviews. All FXIFY plans and rules.
FXIFY has the cheaper entry plan: FTMO starts at $354.95 (FTMO Challenge 1-Step) and FXIFY at $186.75 (Three Phase), checked November 5, 2026. FTMO charges in EUR; its price is converted from EUR 319 at 1.1127, ECB reference rate of November 11, 2026. The cost-to-funded estimate in the table is the better guide, because it counts resets and fees against each plan's pass odds.
FTMO: Reward claim from day 14 after first trade on the account, review 1-2 business days, sent 1-2 business days after invoice approval. FXIFY: 1, 2 Trailing and 3 Phase: first payout on demand, then every 30 days or 14 with add-on; 2 Phase Classic 14 or 30 days; 2 Phase Pro every 10 days; Instant every 14 days (first after 14); Instant Lite every 10 days; Lightning first after 7 days then every 14.
FTMO allows 3 of the five trading rules PropTested tracks (news, EAs, copy trading, overnight, weekend) and FXIFY allows 2. 15 of FTMO's 20 setups have no evaluation consistency rule, against 11 of 64 at FXIFY.
On Trustpilot FTMO scores higher: FTMO 4.8 from 55,531 reviews, FXIFY 4.3 from 6,550. PropTested's safety score adds payout proof, rules and the company behind the firm.
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