Head to head on price, cost to get funded, rules, payouts and trust, read on both firms' own pages. Checked November 5, 2026.
Verdict: The data splits 3 to 3: neither firm leads. FTMO leads on trustpilot, max profit split, rules allowed (of 5). Points the data cannot decide are left unmarked.
 FTMO |  TX3 Funding | |
|---|---|---|
| Market | forex | forex |
| Based in | Czech Republic | United States (TX3 Funding LLC, Delaware); international clients served by Tx3 Funding Global Ltd, Saint Lucia |
| Founded | 2015 | 2021 |
| Trustpilot | 4.8 (55,531 reviews) | 3 (4,310 reviews) |
| PropTested safety score | 67/100 | n/a |
| Plans on sale | 4 | 5 |
| Cheapest plan to start | $354.95 (FTMO Challenge 1-Step, $50K, converted from EUR 319) | $150 (Instant Pro, $50K) |
| Cheapest $100K plan | $443.97 (converted from EUR 399) | $250 |
| Lowest cost to get funded (est.) | $219 | $117 |
| Max profit split | 90% | 85% |
| Drawdown types | Static, End of day, Trailing balance | Trailing balance, Static |
| Plans without daily loss limit | 0 of 20 | 0 of 25 |
| Plans without consistency rule | 15 of 20 | 16 of 25 |
| First payout | After 14 days | n/a |
| Payout cycle | Reward claim from day 14 after first trade on the account, review 1-2 business days, sent 1-2 business days after invoice approval | Depends on plan: every 3, 7, 10 or 14 days, or on demand |
| Payouts read on chain | none visible | none visible |
| Rules allowed (of 5) | 3 | 2 |
| Platforms | MT4, MT5, cTrader, TradingView | Match-Trader |
| Current offer | none | none |
| Checked | 2026-11-05 | 2026-11-05 |
FTMO is a forex prop firm based in Czech Republic, founded in 2015. As of November 5, 2026, PropTested reads 4 plans on its site, from $87.90 one payment (converted from EUR 79; the firm charges in EUR), with a profit split of up to 90%. Drawdown is static or end of day or trailing balance. The first payout can be requested after 14 days. Trustpilot shows 4.8 of 5 from 55,531 reviews. All FTMO plans and rules.
TX3 Funding is a forex prop firm based in United States (TX3 Funding LLC, Delaware); international clients served by Tx3 Funding Global Ltd, Saint Lucia, founded in 2021. As of November 5, 2026, PropTested reads 5 plans on its site, from $50 one payment, with a profit split of up to 85%. Drawdown is trailing balance or static. Trustpilot shows 3 of 5 from 4,310 reviews. All TX3 Funding plans and rules.
TX3 Funding has the cheaper entry plan: FTMO starts at $354.95 (FTMO Challenge 1-Step) and TX3 Funding at $150 (Instant Pro), checked November 5, 2026. FTMO charges in EUR; its price is converted from EUR 319 at 1.1127, ECB reference rate of November 11, 2026. The cost-to-funded estimate in the table is the better guide, because it counts resets and fees against each plan's pass odds.
FTMO: Reward claim from day 14 after first trade on the account, review 1-2 business days, sent 1-2 business days after invoice approval. TX3 Funding: Depends on plan: every 3, 7, 10 or 14 days, or on demand.
FTMO allows 3 of the five trading rules PropTested tracks (news, EAs, copy trading, overnight, weekend) and TX3 Funding allows 2. 15 of FTMO's 20 setups have no evaluation consistency rule, against 16 of 25 at TX3 Funding.
On Trustpilot FTMO scores higher: FTMO 4.8 from 55,531 reviews, TX3 Funding 3 from 4,310. PropTested's safety score adds payout proof, rules and the company behind the firm.
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