Head to head on price, cost to get funded, rules, payouts and trust, read on both firms' own pages. Checked October 31, 2026.
Verdict: Apex Trader Funding wins 5 of the 8 points the data decides, FTMO 3. Apex Trader Funding leads on cheapest plan to start, cheapest $100k plan, lowest cost to get funded (est.), max profit split. FTMO leads on trustpilot, proptested safety score, rules allowed (of 5). Points the data cannot decide are left unmarked.
 FTMO |  Apex Trader Funding | |
|---|---|---|
| Market | forex | futures |
| Based in | Czech Republic | US |
| Founded | 2015 | n/a |
| Trustpilot | 4.8 (55,531 reviews) | 4.2 (21,513 reviews) |
| PropTested safety score | 67/100 | 52/100 |
| Plans on sale | 4 | 7 |
| Cheapest plan to start | $354.95 (FTMO Challenge 1-Step, $50K, converted from EUR 319) | $79.90 (Intraday Trail No Activation Fee, $50K) |
| Cheapest $100K plan | $443.97 (converted from EUR 399) | $99.90 |
| Lowest cost to get funded (est.) | $219 | $152 |
| Max profit split | 90% | 100% |
| Drawdown types | Static, End of day, Trailing balance | Intraday, End of day |
| Plans without daily loss limit | 0 of 20 | 18 of 34 |
| Plans without consistency rule | 15 of 20 | 16 of 34 |
| First payout | After 14 days | After 5 days |
| Payout cycle | Reward claim from day 14 after first trade on the account, review 1-2 business days, sent 1-2 business days after invoice approval | Every 5 qualifying trading days, up to weekly; max 6 payouts per Performance Account |
| Payouts read on chain | none visible | none visible |
| Rules allowed (of 5) | 3 | 0 |
| Platforms | MT4, MT5, cTrader, TradingView | Tradovate, Rithmic, WealthCharts |
| Current offer | none | 90% off |
| Checked | 2026-11-05 | 2026-10-31 |
FTMO is a forex prop firm based in Czech Republic, founded in 2015. As of November 5, 2026, PropTested reads 4 plans on its site, from $87.90 one payment (converted from EUR 79; the firm charges in EUR), with a profit split of up to 90%. Drawdown is static or end of day or trailing balance. The first payout can be requested after 14 days. Trustpilot shows 4.8 of 5 from 55,531 reviews. All FTMO plans and rules.
Apex Trader Funding is a futures prop firm based in US. As of October 31, 2026, PropTested reads 7 plans on its site, from $69 one payment, with a profit split of up to 100%. Drawdown is intraday or end of day and some plans have no daily loss limit. The first payout can be requested after 5 days. Trustpilot shows 4.2 of 5 from 21,513 reviews. All Apex Trader Funding plans and rules.
Apex Trader Funding has the cheaper entry plan: FTMO starts at $354.95 (FTMO Challenge 1-Step) and Apex Trader Funding at $79.90 (Intraday Trail No Activation Fee), checked October 31, 2026. FTMO charges in EUR; its price is converted from EUR 319 at 1.1127, ECB reference rate of November 11, 2026. The cost-to-funded estimate in the table is the better guide, because it counts resets and fees against each plan's pass odds.
Apex Trader Funding allows the earlier first payout: FTMO after 14 days, Apex Trader Funding after 5 days. Cycles: FTMO Reward claim from day 14 after first trade on the account, review 1-2 business days, sent 1-2 business days after invoice approval; Apex Trader Funding Every 5 qualifying trading days, up to weekly; max 6 payouts per Performance Account.
FTMO allows 3 of the five trading rules PropTested tracks (news, EAs, copy trading, overnight, weekend) and Apex Trader Funding allows 0. 15 of FTMO's 20 setups have no evaluation consistency rule, against 16 of 34 at Apex Trader Funding.
On Trustpilot FTMO scores higher: FTMO 4.8 from 55,531 reviews, Apex Trader Funding 4.2 from 21,513. PropTested's safety score adds payout proof, rules and the company behind the firm.
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