Head to head on price, cost to get funded, rules, payouts and trust, read on both firms' own pages. Checked November 5, 2026.
Verdict: Top One Trader wins 4 of the 4 points the data decides, FXIFY 0. Top One Trader leads on cheapest plan to start, cheapest $100k plan, lowest cost to get funded (est.), max profit split. Points the data cannot decide are left unmarked.
 FXIFY |  Top One Trader | |
|---|---|---|
| Market | forex | forex |
| Based in | United Kingdom | United States (Top One Trader, LLC) |
| Founded | 2023 | n/a |
| Trustpilot | 4.3 (6,550 reviews) | n/a |
| PropTested safety score | 64/100 | n/a |
| Plans on sale | 10 | 6 |
| Cheapest plan to start | $186.75 (Three Phase, $50K) | $114 (One-Step FLASH, $50K) |
| Cheapest $100K plan | $299.25 | $270 |
| Lowest cost to get funded (est.) | $47 | $43 |
| Max profit split | 80% | 90% |
| Drawdown types | Trailing balance, Static | Trailing balance, Static |
| Plans without daily loss limit | 0 of 64 | 7 of 33 |
| Plans without consistency rule | 11 of 64 | 20 of 33 |
| First payout | n/a | After 14 days |
| Payout cycle | 1, 2 Trailing and 3 Phase: first payout on demand, then every 30 days or 14 with add-on; 2 Phase Classic 14 or 30 days; 2 Phase Pro every 10 days; Instant every 14 days (first after 14); Instant Lite every 10 days; Lightning first after 7 days then every 14 | 14 or 30 days by plan; weekly with add-on on some plans |
| Payouts read on chain | $1,659,186 | $6,945,097 |
| Rules allowed (of 5) | 2 | 2 |
| Platforms | MT5, DXTrade, TradingView | MT5, Match-Trader, TradeLocker |
| Current offer | 35% off | none |
| Checked | 2026-11-05 | 2026-11-05 |
FXIFY is a forex prop firm based in United Kingdom, founded in 2023. As of November 5, 2026, PropTested reads 10 plans on its site, from $19 one payment, with a profit split of up to 80%. Drawdown is trailing balance or static. Trustpilot shows 4.3 of 5 from 6,550 reviews. All FXIFY plans and rules.
Top One Trader is a forex prop firm based in United States (Top One Trader, LLC). As of November 5, 2026, PropTested reads 6 plans on its site, from $18 one payment, with a profit split of up to 90%. Drawdown is trailing balance or static and some plans have no daily loss limit. The first payout can be requested after 14 days. All Top One Trader plans and rules.
Top One Trader has the cheaper entry plan: FXIFY starts at $186.75 (Three Phase) and Top One Trader at $114 (One-Step FLASH), checked November 5, 2026. The cost-to-funded estimate in the table is the better guide, because it counts resets and fees against each plan's pass odds.
FXIFY: 1, 2 Trailing and 3 Phase: first payout on demand, then every 30 days or 14 with add-on; 2 Phase Classic 14 or 30 days; 2 Phase Pro every 10 days; Instant every 14 days (first after 14); Instant Lite every 10 days; Lightning first after 7 days then every 14. Top One Trader: 14 or 30 days by plan; weekly with add-on on some plans.
FXIFY allows 2 of the five trading rules PropTested tracks (news, EAs, copy trading, overnight, weekend) and Top One Trader allows 2. 11 of FXIFY's 64 setups have no evaluation consistency rule, against 20 of 33 at Top One Trader.
Trustpilot data is missing for one of the firms.
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