19 firms, 87 plans, ranked November 2026. Instant funding skips the evaluation: you pay more up front and trade a funded account from day one, usually with tighter drawdown and a lower split at first.
As of November 12, 2026, 19 of the 86 prop firms PropTested tracks qualify. The best value is Top One Futures IGNITE Instant Funding ($150K) at $319.60 to start, an estimated $770 until funded. It suits traders who already have a tested edge and want to skip the test. The trade-off is a higher price and stricter terms, so compare the drawdown and split, not only the speed.
| # | Firm and plan | Size | To start | Cost to funded | Target | Max loss | Drawdown | Daily loss | Consistency | Split |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Top One Futures IGNITE Instant Funding | $150K | $319.60 | $770 | n/a | $6,000 | End of day | $3,000 | n/a | 90% |
| 2 | Funded Futures Family S2F Payday | $50K | $70 | $169 | n/a | $2,000 | End of day | $1,000 | n/a | 90% |
| 3 | Alpha Futures Direct | $150K | $429.50 | $1,019 | n/a | $4,500 | End of day | $3,000 | n/a | 90% |
| 4 | FundedNext Futures Direct | $50K | $169.99 | $410 | n/a | $2,000 | End of day | $1,000 | n/a | 90% |
| 5 | Tradeify Lightning Funded | $150K | $557.20 | $1,303 | n/a | $5,250 | End of day | $3,000 | n/a | 90% |
| 6 | Ylos Trading Instant Funding | $300K | $999 | $2,613 | n/a | $7,500 | Intraday | n/a | n/a | 90% |
| 7 | DayTraders.com S2F (Straight to Funded) | $150K | $495 | $1,175 | n/a | $6,000 | End of day | $3,750 | n/a | 100% |
| 8 | Lucid Trading LucidDirect | $150K | $585.20 | $1,462 | n/a | $5,000 | End of day | $3,000 | n/a | 90% |
| 9 | Bulenox Fast Track | $150K | $788 | $1,968 | n/a | $5,500 | End of day | $3,300 | n/a | 90% |
| 10 | FuturesElite INSTANT | $150K | $369.85 | $873 | n/a | $4,500 | End of day | None | n/a | 80% |
| 11 | Goat Funded Futures Instant Lite | $100K | $332.10 | $788 | n/a | $3,000 | End of day | $2,000 | n/a | 90% |
| 12 | Finotive Futures Instant | $150K | $624.50 | $1,614 | n/a | $5,000 | Intraday | $3,750 | n/a | 90% |
| 13 | Alpha Funded Futures Zero Instant Flex | $150K | $599 | $1,496 | n/a | $7,500 | End of day | $4,500 | n/a | 90% |
| 14 | Savius Instant Funded Raptor | $300K | $999 | $2,725 | n/a | $12,000 | Intraday | $4,000 | n/a | 90% |
| 15 | BluSky Trading Instant Funding | $50K | $599 | $1,597 | n/a | $2,000 | Intraday | $1,000 | n/a | 80% |
| 16 | AquaFunded Futures Instant | $150K | $782.93 | $1,858 | n/a | $4,500 | End of day | $3,000 | n/a | 90% |
| 17 | The Trading Pit Futures Futures Instant | $100K | $777.78 converted from EUR 699 | $1,846 | n/a | $3,500 | End of day | $2,200 | n/a | 90% |
| 18 | Blue Guardian Futures Direct | $25K | $262.50 | n/a | n/a | $1,500 | n/a | $1,000 | n/a | 90% |
| 19 | Hola Prime Futures Direct Account | $25K | $348 | n/a | n/a | $1,000 | n/a | $625 | n/a | 90% |
Dollar prices that show a euro amount are converted from EUR at 1.1127, the ECB reference rate of November 11, 2026. The firm charges in EUR.
One row per firm: the plan that scored best for this list. Prices and rules read on each firm's own pages, latest check November 12, 2026. Sizes in this list: $3.5K, $25K, $50K, $100K, $150K, $300K. How the score works.
FundedNext Futures Direct at $169.99 for a $50K account, checked November 12, 2026. Cheapest to start is not cheapest to get funded: the table's "cost to funded" column counts resets and fees against the simulated pass rate.
Top One Futures, with 4.8 of 5 from 5,285 reviews, among firms with at least 100 reviews.
An evaluation is a test you pay for. 1-step has one target, 2-step has two in a row, and instant skips the test, usually for a higher price and tighter terms. Read the full explainer: 1-step, 2-step and instant accounts.
Each plan is scored out of 100 the same way whichever firm sells it: 45% cost until funded (the plan's own rules simulated 3,000 times for a trader with no edge), 35% the firm's record and 20% payout terms. Commission never enters the score. The method is published on the methodology page.
Explainer: 1-step, 2-step and instant accounts. Filter every plan yourself on the plan comparison, or put two firms side by side on compare.